Tag Archives: dc
“Destination DC?” – don’t rely on Wombat airlines
I’ve enjoyed this blog a long time but never found the right occasion to publish it. This being the first business day of 2023, I’m re- publishing it now (the original is on the website of the Australian Actuary). Pensions … Continue reading
May Christmas bring you more “retirement years”
Happy Christmas Day! 2022 has brought us one guy who has filled us with good cheer. Stefan Lundberg is that man and over the Christmas period I want to republish a few of his great articles and blogs of … Continue reading
Posted in pensions
Tagged communication, dc, Old age, Pensions, Retirement Years, Stefan Lundbergh
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Can private markets improve DC outcomes? – We must trust our Trustees.
Private market investments are dark horses. We can see they make people rich but so far, those riches have not been shared with people saving for their own retirement. Lee Hollingsworth asks the reasonable question, “why is private equity so … Continue reading
Nico Aspinall- radical on the investment of our workplace pensions.
I find myself violently agreeing with Nico Aspinall, something that rarely happens but is good when it does. In the first of what I hope will be a number of briefing notes, Nico weighs into the hegemony of life company … Continue reading
Should DC trustees be worried by the gilt-crash?
Reading Jonathan Stapleton’s measured reporting on the funds used by DC investors in the “pre-retirement phase” I was drawn to some research from Professional Pensions The scale of the issue Well-diversified master trust default funds tended to fare better than … Continue reading
Why pension tax-relief has remained a rich man’s perk
Back in 2015, when reform of the pension tax relief system was under a consultation “Strengthening the incentive to save: consultation on pensions tax relief – GOV.UK (www.gov.uk)” the Government requested Ipsos Mori to research how much the general population … Continue reading
Is TPR setting too high a bar for CDC?
If you’re thinking of running a CDC scheme, make sure you have deep pockets. The application price alone is an eye-watering £77,000. This compares with £23,000 to apply for master trust authorisation. No one will make an application without being … Continue reading
How Finance and Reward Directors can improve pension efficiency.
Many companies are paying pension costs which are avoidable. By avoiding paying excess costs they could pay higher contributions to workplace pensions. This blogs calls for higher pension contributions and lower pension costs It is quite common for employers to … Continue reading
“yes, no, maybe” ; XPS analysis exposes limits of signposting.
Our first annual survey of DC retirement outcomes reveals that pension schemes that offer retirees a full suite of options on how to access their funds secure the best outcomes for their members. -XPS This conclusion is reached by … Continue reading
“It’s all about the framing” – Stefan Lundbergh on ‘de-risking’ our pension pots
This article was first published on linked in It’s well worth following Stefan and indeed linking in to him as he has a range of good articles on that platform. A new one is coming on pension choice – always … Continue reading
Posted in advice gap, age wage
Tagged CDC, dc, NOW Pensions, pension pot, Stefan Lundbergh
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