Tag Archives: CDC
I hope professional trustees will come to CDC independently
I was surprised to see a firm of professional trustees promoting itself with WTW , who are consultants but also providers of DC services through LifeSight . I have heard WTW present CDC as an extension of Lifesight , with … Continue reading
Trustees are for members , not just compliance
Maggie Roger has written a sensible article that explains why member nominated trustees are essential to good governance. Increasingly we are seeing professional trustees taking not just the lead role but the only role as trustees. The view that schemes … Continue reading
We have become too prudent with our long term money
This is the problem we have. We are a nation that has de-risked and see that as prudent. I do not want to criticise “individuals”, they have good advocates in Martin Lewis and others, and are right to be … Continue reading
“Tapper launches mutual CDC provider” – Corporate Adviser
Published by John Greenwood March 16, 2026 Original on this link A new multi-employer collective DC (CDC) provider has been established by Henry Tapper, chair of AgeWage and head of Pension PlayPen, and Goddard Perry Actuarial senior actuarial consultant Chris Bunford. … Continue reading
A CDC pension starting afresh
In a recent podcast LCP’s Sam Cobley asks the question: “How many whole-of-life CDC pensions will we get this year?” No one will know that until early 2027. The Pensions Regulator authorises the first unconnected multi-employer CDC schemes and we have not yet … Continue reading
Why does CDC pensions make sense for the whole of our lives?
We save for many things in our twenties. We save for a deposit on a house or to get married and have a family. We may have to start paying off student debt and big rent and council tax payments, … Continue reading
Can we AFFORD the flexibility of drawdown and the certainty of an insured annuity?
Not everyone can afford the flexibility of drawdown or a costly annuity. CDC is a better way for ordinary people to get “deferred pay”. We want to make retirement affordable for many more of us. The freedom we were … Continue reading
Posted in pensions
Tagged adequacy, annuity, CDC, Flex and Fix, Retirement CDC, UMES CDC, Whole of Life
3 Comments
Hymans discuss the challenge and opportunity for bosses to pay adequate pensions
For Methodists and Presbyterians among you, Calum and Mark discuss pensions strategy with the church the Wesley brothers preached their post-ignition sermon in clear sight behind them. The church is now presbyterian but it has a Wesleyan root! Calum is … Continue reading
A day when CDC was dragged into PUK’s hall!
I make no defence for being in Edinburgh to right an unintentional bias in the conference agenda that neglects the arrival of CDC as a new force in Pensions UK. We have £1.2tr in funded DB pensions and future liabilities … Continue reading
The need for more money for PENSIONERS in the UK
We are guests of Pensions UK and I sometimes forget that it’s pensioners in the UK that we are looking after. I went to my friend Enid’s funeral last Tuesday. She was 98 and she lived off her pension happily … Continue reading