Monthly Archives: March 2026
A CDC pension starting afresh
In a recent podcast LCP’s Sam Cobley asks the question: “How many whole-of-life CDC pensions will we get this year?” No one will know that until early 2027. The Pensions Regulator authorises the first unconnected multi-employer CDC schemes and we have not yet … Continue reading
“Rising interest rates bring prolonged downturn to the buyout industry”
We need to say this again and again. The money that insurers swap in return for promises to pay annuities (replicating pensions) is invested by those insurers for profit. But as Mary McDougall and Alexandra Heal explain here, the investment … Continue reading
Posted in pensions
Tagged Broadstreet Partners, Canadian, Equity, Pensions, Strategy
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IHT on Pensions…tomorrow (Tuesday) 10.30 – entry here
Steven Goddard CEO Pension Playpen Coffee Morning – IHT on Pensions…REALLY!!! CPD included Type – Teams Online When – Tuesday 17th March at 10:30am You are cordially invited to attend our next Coffee Morning. At this event we are delighted that … Continue reading
Why does CDC pensions make sense for the whole of our lives?
We save for many things in our twenties. We save for a deposit on a house or to get married and have a family. We may have to start paying off student debt and big rent and council tax payments, … Continue reading
Can we AFFORD the flexibility of drawdown and the certainty of an insured annuity?
Not everyone can afford the flexibility of drawdown or a costly annuity. CDC is a better way for ordinary people to get “deferred pay”. We want to make retirement affordable for many more of us. The freedom we were … Continue reading
Posted in pensions
Tagged adequacy, annuity, CDC, Flex and Fix, Retirement CDC, UMES CDC, Whole of Life
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Thoughts of accountants on the use of Pension Surpluses in DB
Pensions Oldie is I think an accountant. Here are his thoughts following my blog on employer strategy from Hymans Robertson Pension Oldie I agree that the webcast is an excellent review of the current position and the matters to be … Continue reading
Is this the best that the insurance lobby can do?
The insurance lobby have teamed up with Pensions UK and the right wing press to derail the pension schemes bill. They have landed on a Clause 40 which gives any Government the opportunity to demand money is invested for … Continue reading
Hymans discuss the challenge and opportunity for bosses to pay adequate pensions
For Methodists and Presbyterians among you, Calum and Mark discuss pensions strategy with the church the Wesley brothers preached their post-ignition sermon in clear sight behind them. The church is now presbyterian but it has a Wesleyan root! Calum is … Continue reading
Sam Cobley gives LCP’s view on CDC pension and DC flexibility
This is a blog about CDC and if you are interested in the subject, I recommend you listen to it. Sam has a very similar career path to Nico (through banks and consultancy) and while Sam’s still at LCP and … Continue reading
Posted in pensions
Tagged Business, DWP, Fix, flexibility, Government, LCP, National Employment Savings Trust, Pensions, Sam Cobley
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Coffee Morning – IHT on Pensions…REALLY!!!
Steven Goddard CEO Pension Playpen Coffee Morning – IHT on Pensions…REALLY!!! CPD included Type – Teams Online When – Tuesday 17th March at 10:30am You are cordially invited to attend our next Coffee Morning. At this event we are delighted that … Continue reading