Tag Archives: GPP
Should L&G DC Trustees be selling us “pensions made easy”?
You can read the post from Helen McEwan from this link First , let me get my grouch out, I am in a workplace L&G GPP and I and all like me, do not get a “member’s forum” as delivered … Continue reading
Corporate Advice for GPPs and the employers and savers that use them
John Lappin is a great pensions reporter, I’m seeing him next week because I want to quiz him on his research for this article. This is the nub of John’s article Transfers, without member consent, have been allowed in the … Continue reading
“Investing for an adequate retirement” – (what happens when you involve the audience)
This is not an investment conference but that didn’t stop Jon Handford – a consultant of Aon’s and Gareth Hayes Ernst and Young’s assistant pension director discussing how E&Y had got where they are on investment and how the audience … Continue reading
GPPs may be victims of their sponsor’s negotiating skill.
In the first decade of the century, employers looking to put distance between themselves and the outcomes of pensions chose group personal pensions. The personal pension was all that a company pension wasn’t, encouraging personal engagement with retirement issues with … Continue reading
Long on governance, weak on innovation; 2022/3 IGC reports.
IGC’s class of 2023 This year that I only gave one red score to an GC report. This is because the IGCs are operating to a proper standard and trying to do its best for their consumers. The red that … Continue reading
What to do with workplace GPPs?
Workplace GPPs are a bit of an embarassment aren’t they? A long time ago, before auto-enrolment was thought about, the Government decided to create the stakeholder pension which every employer with more than five staff would have to offer as … Continue reading
Don’t let Workplace GPPs get left behind
There is a very real chance that millions of personal pensions set up to comply with auto-enrolment will become unloved deferred small pots as their employers switch to participating in master trusts and GPP providers start to consider the GPP … Continue reading
Receiving value for your money – the DWP gets it 95% right.
Insight one “money” is not – “costs and charges ” but “contributions” There came a moment , as I was reading the DWP’s Value for Money Consultation that you realised that something has changed. For me that moment wasn’t this … Continue reading
Posted in pensions
Tagged Consumer, Consumer duty, DWP, GPP, IGC, Laura Trott, trustee, value for members, Value for Money, VFM framework
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The death of the employer pension trust
Geof Pearson told the NAPF conference in 1998 “I have looked over the cliff and seen DC” 22 years later DB trustees can argue that they still have the weight of past money but they are dependent on employers, … Continue reading
The FCA’s new approach to Pension Value for Money
The Backstory Back in 2014, with the excoriating OFT report fresh to mind, the FCA made a deal with the insurers not to refer the insurers to the Competition and Markets Authority in return for those insurers operating workplace pensions … Continue reading
Posted in advice gap, pensions
Tagged employer, FCA, GAA, GPP, IGC, Value for Money, VFM
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