Tag Archives: CETV
Five Christmas Crackers from the Pension PlayPen!
Merry Christmas readers. I bring you news! Nightmare. I was dreading this happening. Happy Christmas, everyone. pic.twitter.com/M2nqF6Epca — Al Rush (@RAF_IFA) December 24, 2017 Plan B Here are five Christmas Crackers to discuss round the tree while you’re waiting … Continue reading
Posted in advice gap, pensions
Tagged 2018, CETV, Christmas, Christmas Cracker, pensions, Peppa Pig, Trasnsfer
2 Comments
Fairy tale of Taibach
T’was Christmas Evening , in Port Talbot An old prop said to me, “here’s my CETV” And so he sat me down, “a Brains for me and you?” He could see a better world, where all his dreams came true … Continue reading
Steelworkers – what to do now!
Here is my advice – don’t worry – people are looking out for you. If you have sent your options form and have not heard back, do not worry. There is no need to panic, don’t send more option … Continue reading
TATA GPP – an investable option for BSPS members with a CETV.
I’ve received the following note from Aviva with regards the TATA group personal pension which has replaced BSPS as the corporately sponsored pension arrangement going forward. Thanks for your note below re the query you have received from a BSPS … Continue reading
Posted in advice gap, de-risking, pensions, social media
Tagged Aviva, BSPS, CETV, GPP, tata
15 Comments
Why I lost my temper (over transfers).
I can lose my temper, I am always sorry when I do, but learning why I do, helps me understand my vulnerabilities. I lost my temper at a TISA “deep-dive” into decumulation. I’d listened to a session from the FCA at which I’d queried … Continue reading
A day with Dalriada
Dalriada are a firm of pension trustees who divide their business into “Regular” and “Irregular” business. Brian Spence who runs the business was prepared to talk to me about “Irregular business”. Members of, and employers participating in, the NOW … Continue reading
Posted in pensions
Tagged ARK, brian spence, CETV, Dalriada, pensions, Port Talbot, scams
2 Comments
The nastiest, hardest problem in finance
For all the emotion surrounding transfer values, it’s worth taking a step back and ask the simple question “should I stay or should I go”. In July, John Ralfe wrote what (for me) is still the best summary of the situation … Continue reading
Posted in BSPS, pensions
Tagged BSPS, CETV, decisions, Gavin Henson, John Ralfe, pensions
4 Comments
Why are workplace pensions excluded from transfer advice?
NEST gets us thinking Gavin Perera-Betts work for NEST, he’s the chief customer officer – the person charged with helping people get the most out of their savings and he’s the author of NEST’s recent response to the Government’s Select Committee … Continue reading
Posted in advice gap, BSPS, pensions
Tagged BSPS, CETV, Gavin Perera-Betts, NEST, pensions, tata, TPAS, TPR
13 Comments
“Transparency” needs to do some work.
I worry the work on transparency is hypothetical – that it lacks practical application – that it has no immediate value to the consumer. But then I think of the conversations I’ve been having with consumers – these past four … Continue reading
Posted in BSPS, pensions
Tagged BSPS, CETV, Outsourcing, pension, Prufund, Transfer, TVAS
6 Comments
Cost and value of advice in Port Talbot
Al Rush and I drove down to Wales yesterday and spent a day in the Taibach Rugby club at the invitation of the moderators of the BSPS Facebook groups. Good chatting with steelworkers in Taibach. Met up with a schoolmate … Continue reading
Posted in advice gap, pensions
Tagged advice, BSPS, CETV, financial advice, independent financial advice, pensions, Port Talbot, Taibach
6 Comments