Extending time horizons can ease short-term funding pressure, but it shifts risk toward younger members. Reform should make those intergenerational…
I've just come across this letter from Smithers, covering DB pensions in general and the USS in particular. https://smithers.co.uk/extending-the-liabilities-time-horizon-is-key-to-pensions-reform/
Great. A chance to nit-pick something from Steve Webb. The Married Woman’s Option finished in 1977, not 1978. SERPS was…
I was told by the Pensions Service, that if I divorced my husband before I retired, I would get a…
Tag Archives: Australia
Jo Cumbo – we’re missing you!
An homage to to the Financial Times Global Pension Correspondent is due. March 26th was when Jo last posted in the FT , since when Jo has been in Australia, deservedly remote from the discordant clamour of Britain’s pension scene. … Continue reading
Australia ponders the soft-default to turn pots to pensions
This blog is courtesy of Jim Hennington, my source of all things good going on in Australian . He works with Optimum Pensions. Consultation on the retirement phase of superannuation In the latest December 2023 Treasury Discussion Paper that considers … Continue reading
What’s driving competitive flows in the Australian Super system
There are two ways of looking at Australian pensions. There is the politician’s view, which picks the Aussie policies that validate the UK pension policy agenda. Then there’s the view of the commercial operators – primarily the master trusts, who … Continue reading
Australians ask “Has the UK been successful with digital advice?”
It is sometimes salutary to read the thoughts of Australians on the UK. They address complex ideas simply and their view of the UK is rarely “rose tinted”. In a recent article, Laura Dew, a British journalist living in … Continue reading
Posted in pensions
Tagged #pensions, Alex Hore, Australia, Laura Dew, Optima pensions, Pensions, robo-advice, Stephen Huppert
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Nick Sherry and pension realpolitik
Nick Sherry, the Tasmanian Devil of Australian pensions is back in the UK and – courtesy of David Harris – finds his way to Darren and Nico’s VFM podcast. Pot for life? This post is picking up on a couple … Continue reading
Anup Basu- how are Australians behaving over pensions?
Pension PlayPen Coffee Morning – New DC Innovations and Australian model update – Tuesday 5 December at 10.30am You are cordially invited to attend our next event hosted by Professor Anup Basu. What new innovations are coming for DC … Continue reading
Australia more than competitive on pensions
Jo Cumbo has written an important piece on what the UK can learn from the Australian pension system. The article is not written for the pensions industry but for the FT reader, a sophisticated type who can appreciate that there is … Continue reading
What’s going on with birth rates? Simon Kuestenmacher’s Aussie perspective
Record high number of births, record low birth rate. What’s going on? Here are two minutes of demographic insight into births in Australia. Here is my column in @TheNewDailyAu on the topic: https://t.co/hnU6SsN9bB pic.twitter.com/RVTAMkDyx9 — Simon Kuestenmacher (@simongerman600) … Continue reading
Should we mandate DC pension funds to invest in illiquids?
On Monday, I’ll be questioning Nick Lyons, Chair of Phoenix and Lord Mayor of the City of London on his plans to create a £100bn tech and pharma fund for UK DC pensions to invest in. He suggests that 5% … Continue reading
“Don’t bank on living average”! Aussie plan investments that last as long as we do!
This blog’s by my friend Jim Hennington, an Australian actuary who translates charts into simple messages. If you are interested in the delivery of investment solutions that the Australians are devising to meet this issue, then click on the link … Continue reading
Posted in pensions
Tagged Australia, Investment annuities, Jim Hennington, Pensions, Retirement Income Covenant, UK
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When taxation is retroactive it will change behaviour. Be careful with envy focused legislation promote real solutions to British poor…