Category Archives: actuaries
A McCloud(ed) judgement where costs may be shared.
On the face of it , the McCloud judgement looks like a civil service cock-up on a grand scale, costing the Government billions in what were thought “saved” revenues and compensating civil servants who already have gold plated pensions for … Continue reading
Posted in actuaries, advice gap, pensions
Tagged HM Treasury, judgement, Mcleod, pensions, p[ublic purse
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Are we getting better at treating COVID-19?
By John Roberts and Matthew Edwards COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. Summary Comparing COVID-19 deaths against hospital admissions shows that the in-hospital mortality of COVID-19 patients has roughly halved from April to June. We … Continue reading
SJP assess their value; I remain unimpressed.
Why do firms like SJP have to publish an Assessment of their value? SJP is an authorised fund manager or “AFM”. This is the FCA two years ago The FCA Assessment of Value rules which entered into force in September 2019 … Continue reading
Posted in actuaries, advice gap, pensions
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An alternative to the dystopia of “pension de-risking”
One interesting thing about this episode is that we have seen the Pension Regulator’s preferred view ahead of the final legislation itself. Their usual defense of ”It’s the law that Parliament decided, and we are only implementing … Continue reading
Posted in actuaries, advice gap, de-risking, pensions, Retirement
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Socially distancing bears – COVID-19 weekly report (wk 19)
Every week, more is written on COVID-19 than any individual could possibly read. Collectively, the COVID‑19 Actuaries Response Group read more about the outbreak than most, so we’ve decided each Friday to provide you with a curated list of the … Continue reading
Posted in actuaries, coronavirus, pensions
Tagged actuaries, Bears, Covid-19, COVID-19 Actuaries, ours
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An advert you wouldn’t see in Britain!
Most UK pension people will look at this advert (on Linked in) with bemusement, some may think it a scam, but I know the people behind this initiative and that, in Australia, they are in earnest for good. This article … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, Australia, CDC, CIO, Jim Hennington, Real lifetime pension, Super
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“Mind the lag”; what we can learn from the States
In America they said the virus was beaten, and the virus wasn’t beaten This alarming chart illustrates the poor job the U.S. has done in containing Covid-19 compared to the European Union, a bigger region of independent countries that suffered … Continue reading
Posted in actuaries, coronavirus, pensions
Tagged Abbott, Bournemouth, Coronavirus, Covid-19, Texas, UK, US
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What happened this week in COVID-19 science (we26/06)
The Friday Report – Issue 13 By Matt Fletcher and Nicola Oliver COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. Every week, more is written on COVID-19 than any individual could possibly read. Collectively, the COVID‑19 Actuaries … Continue reading
Posted in actuaries, coronavirus, pensions
Tagged actuaries, Matt Fletcher, Nicola Oliver
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Will the pandemic leave us sicker? – the Covid-19 actuaries discuss
Introduction Our recent Bulletins[i] on mortality impacts of the pandemic considered the likely (short-medium term) mortality of the surviving population, and how a mortality investigation could reasonably be done post-pandemic. In this Bulletin we consider the longer-term impacts of the … Continue reading
Posted in actuaries, coronavirus, pensions
Tagged Andrew Gaches, Covid-19, Matthew Edwards, morbidity, mortality
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A great report on tax injustice from the ABI at prayer.
It’s a good and timely report and its analysis of inequality is excellent. But it is only addressing a quarter of the Government’s incentives bill and the solution it models is a lot more painful to the mass-affluent than the report implies Continue reading
Posted in accountants, actuaries, age wage, pensions
Tagged ABI, pensions, PPI, Tax, tax relief
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