Monthly Archives: October 2020
Would CDC have surfed the pandemic’s waves? Aon think so
Earlier this week Willis Towers Watson explained how an individual’s buying power from a CDC scheme could be 70% higher than from a conventional DC scheme. Hot on its heels, Aon analysis shows UK CDC schemes would have weathered 2020’s … Continue reading
Posted in actuaries, advice gap, CDC, pensions
Tagged Aon, CDC, Pension Schemes Bill, Pensions, target pension
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Snowden’s proposal for an amnesty for the pension liberated.
I was pleased to read Margaret Snowden’s measured call for an amnesty for those scammed through pension liberation schemes , commonly sold in the early years of this century. The evidence appears as part of the inquiry into pension scams … Continue reading
CDC – a new type of pension provision coming to the UK
On Wednesday (October 8th), CDC will be debated in the house of commons and with a fair wind, legislation enabling employers and multi-employer master trusts to provide DB like benefits for defined contributions will be enacted by the end of … Continue reading
Posted in CDC, pensions, Royal Mail
Tagged CDC, first actuarial, Hilary Salt, Pension schemes Act, Royal Mail, Simon Eagle, WTW
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Why the net pay problem cannot be fixed by partial fixes
This article forms part of AgeWage’s response to the Government’s call for evidence on the administration of pensions tax-relief . Here we look at the steps pension provider can and are taking to make consumers aware of the problems of … Continue reading
Can HMRC find a solution to the net pay anomaly?
This article forms part of AgeWage’s response to the Government’s call for evidence on the administration of pensions tax-relief . Here we look at the steps pension provider can and are taking to make consumers aware of the problems of … Continue reading
Making members aware they are over-paying their pensions
This article forms part of AgeWage’s response to the Government’s call for evidence on the administration of pensions tax-relief . Here we look at the steps pension provider can and are taking to make consumers aware of the problems of … Continue reading
Why are so many low-earners over-paying their pensions?
This article forms part of AgeWage’s response to the Government’s call for evidence on the administration of pensions tax-relief . Here we look into the historic reasons for the preponderance of net- pay arrangements – especially where large employers are … Continue reading
Posted in pensions
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Open pensions today – pension dashboards tomorrow!
Tired of manana? The Pension dashboard will arrive one day, but when it does it will be a pension finding service. If what you’re waiting for is a way to bring your pensions together then there are plenty of dashboards … Continue reading
Posted in advice gap, age wage
Tagged AgeWage, Dashboard, Pension Bee, Pension Dashboard, pension dashboards
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October medical update from the C-19 actuaries
Monthly medical update – Issue 3 2 October 2020 … Continue reading
Posted in pensions
Tagged #covid19, Covid actuaries, Dan Ryan, Long Covid, Nicola Oliver
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Pensions as usual; day 2 without contingent charging – pensions as usual
Day one of life without contingent charging was marked with some pretty extraordinary articles, none more so than this nonsense. Contingent charging ban ‘the end of pension freedom in all but name’ – TLT https://t.co/ZQlGBZ0DvH This is total … Continue reading