The observation that retirees 'don't have a clue' understates the advice gap rather than member apathy. Generative tools may finally…
I stand corrected. My apologies. The only overrides to that 2007 legislation were during Covid when the earnings link was…
The earnings increases that can now be expected in2027, 2028 and, probably, 2029 are not part of the triple-lock. It’s…
I suspect you mean that the 2.5% floor won’t be the binding element in 2027? The earnings part of the…
Monthly Archives: December 2019
What I’d pay more taxes for.
This election has become about “Getting Brexit Done” and “Saving our NHS”. It could have been about so much more. We don’t live in a just society when we allow poverty of the type video’d here. This is a tough … Continue reading
Posted in advice gap, age wage, pensions
Tagged Income Max, Lee Heeley, Poverty, social entrepreneur, Society
4 Comments
Dorset Healthcare – getting a county “retirement ready”.
I’m not a great awards lover but I loved giving an award to the Dorset Healthcare University Foundation Trust last night @DorsetHealth have taken home the “Ready to Retire” Award at #TheRewards. Well done! 🌟 pic.twitter.com/xeNJ5Xa9gS — Reward Strategy (@RewardStrategy) … Continue reading
Posted in pensions
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Can we really afford to retire?
That’s the question Michael Buerk has been asking those tuning into the second episode of Channel 5’s documentary on our retirement planning. 1.5m of us are working beyond the retirement age with 90% reliant on state benefits alone. One in … Continue reading
Posted in pensions
Tagged Crisis, Felicity Hannah, Micahel Buerk, pension, pensions, Retirement
6 Comments
Payroll does pensions heavy lifting. #payrollAU19
I’ll be spending today at the Reward Strategy Payroll Autumn Update and tonight at the “Rewards”, where I’ll be dishing out a gong to someone great and good. Steve Webb’s doing the payroll keynote at 10 am and I hope … Continue reading
Posted in pensions
3 Comments
“Britain’s great pension crisis” – beware or despair?
Going out after the watershed, Channel 5’s two part exploration of how fit we are to retire, sits awkwardly between the Yorkshire Vet and Chris Tarrant’s Extreme Railways, not the kind of TV you’d watch unless you’re into Michael Buerk … Continue reading
Are women saving as they’d want?
I’m in the unusual position of being in a long term partnership with a lady who earns more than me and knows a lot more about pensions than I do. I wish it wasn’t so unusual but the sad … Continue reading
Regulation 2.0 (and how to pay for it).
I am on something called the Pension Regulator’s Stakeholder group which means I’m supposed to champion tPR .I get meetings with MAPS (which always get cancelled at short notice) because I represent something out there called “innovation”. But in … Continue reading
Posted in advice gap, age wage, pensions
Tagged Business Plan, MAPS, Pension Ombudsman, TPR
2 Comments
Why investment reporting has to change.
I remember when I used to provide market intelligence to Eagle Star feeding back the confusion we were creating amongst trustees and sophisticated members and policyholders who were trying to find out how funds were performing. Every time … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, Caroline Moore, investment reporting, malcolm Kemp, members, policyholders, Savers
2 Comments
For pity’s sake.
I’ve just read a very funny and moving article about a grandson’s changing attitude to his grandfather’s dementia. The article is a little stylised as it’s on Vice and is rather longer and more thoughtful than the … Continue reading
Chile’s pension expectations dashed – what can we learn?
In the early 1980s Chile became the first OECD nation to switch from a Pay as you go pension system to a system dependent on private pensions. True the long-tail of state liabilities isn’t due to end till 2045 but … Continue reading
Posted in advice gap, age wage, auto-enrolment, pensions
Tagged AgeWage, auto enrolment, Chile, compulsion, pensions, pinochet, state, state pension
2 Comments
The DWP has responded to calls for the State Pension to be increased to at least £14,500 a year –…