"falls in contribution rates have begun to emerge" The LGPS Survey 2026 undertaken by Room 151 in association with Schroders…
Yes, follow-up on the many benefits of Auto-Enrollment with the benefits of Auto-Consolidation, with opt-outs again for the sophisticates who…
The great advantage of a DC pension controlled by the beneficiary is complete control over the cash flows during decumulation…
"Pensions that are linked to salaries and/or inflation pensions are largely extinct in the private sector because they are unaffordable."…
Tag Archives: IGC
The Prudential’s IGC – put to the test.
I have enjoyed Laurence Churchill’s five reports for the Prudential IGC and I’ve enjoyed Bruce Rigby’s first one. My respect for the reports has been based on the IGC’s focus on what matters. The IGC’s current approach to VfM takes … Continue reading
Aviva’s IGC report with a smile
The Aviva 2021 IGC report is an accomplished document that sets standards in certain areas. It is the first IGC document I have read that excited me about ESG and its analysis of the provider’s investment pathway proposition is also … Continue reading
Standard Life’s IGC’s filibuster
Who do IGC chairs write their chair statements for? It was a question I discussed yesterday with an IGC chair. Every IGC report states that it is written solely for members but any member who opens the link to the … Continue reading
Its IGC tells Fidelity – “if you’ve got it – flaunt it”.
Fidelity’s IGC report for 2021 is rather less low-key than this video from IGC Chair Kim Nash would suggest. While there is a lot of talk of challenging, Fidelity’s IGC has been remarkably stable both in its compositions and its … Continue reading
Royal London’s innovative and highly readable IGC report
I am impressed by this year’s IGC report from Royal London. It has made a real effort to reach out for comparators that “customers” will find relevant when assessing the value they are getting from Royal London’s workplace pensions. The … Continue reading
Aegon’s IGC report – a good and informative read.
Aegon has published it’s 2020-21 IGC report. In the past, I have been critical of Ian Pittaway’s reports but I sense a shift to a more responsive approach relying more on feedback from employers and consultants. This is reflected in … Continue reading
In the Vanguard of the IGCs
This year’s IGC reports have been delayed over an arcane dispute over what constitutes a scheme year (see appendix). But the good news is the delay will allow for some IGCs to open a debate about what counts for value … Continue reading
Can we get the IGCs and FCA back on the same track?
The FCA’s relationship with workplace pension providers for whom they have oversight (e.g. the providers of group personal pensions and group SIPPs) has clearly deteriorated over the past 15 months, as has its relationship with their Independent Governance Committees … Continue reading
Standard Life’s IGC provides a bit in the middle
Standard Life’s IGC has been very courteous and issued an interim report for those (like me) who read their reports every March/April. This year we will have to wait till July to read the report and I’m particularly interested in … Continue reading
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Tagged auto enrolment, dc pensions, FCA, Financial services, Government, IGC, Pensions
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Pension simplification will bring tears at bed-time.
The illustration is from “Greta and the giants” , an alarming children’s book designed to entertain and inform from Zoe Tucker (author) and Zoe Persico (illustrator). I say “alarming” because climate change should be giving me tears before bed-time. I … Continue reading
As an AMNT committee member we widened our constitution this week to spread the mentoring, networking and best practice dissemination…