Monthly Archives: October 2016
Space on trains
A modern rail company wants to run trains to full capacity and there’s nothing wrong with that. But there is a point where trains get too full and the customer’s experience suffers. This is not economically good for a … Continue reading
Posted in pensions
8 Comments
Calm down – calm down! Pensions are in better shape than “they” think.
Some weeks ago , Anthony Hilton, finance writer for the Evening Standard, used his common sense to question whether the deficit emerging at the Daily Mail Pension Trust (DMGT) was real. The pensioners he represented did not seem any more … Continue reading
Bob Dylan -poet?
There’s some debate about whether Bob Dylan should be considered a poet. I am surprised about that. Bob Dylan has been made the Nobel Laureate for poetry – and it’s no surprise to me at all. One of the first … Continue reading
Posted in pensions
6 Comments
“The Gold Star DC Pension Plan” – awaiting conception!
That good chap Jonathan Stapleton who runs mags for Incisive has asked me for my view on what makes for a gold star DC pension scheme. I’ve submitted 150 words which I hope will find their way into a … Continue reading
Posted in CDC, dc pensions, defined ambition, pensions
Tagged Dave Brailsford, dc, Defined Contribution, Fiona Dunsire, Gold star, pensions, PQM
Leave a comment
Public transport – I mean PUBLIC transport! – guest blog from Jayson Dudley.
Another trip to back from Paris today and I’m no longer surprised at the lack of awareness people have when using their mobile phones, so let me recount a couple of stories from my early days in Information Security … Continue reading
Posted in brand, pensions
Tagged cyber-crime, Data, Funny, IT security, Jayson Dudley, Mazars, Public Transport
Leave a comment
(Positive) thoughts on the state pension
The state pension , next to our capacity to work, is most of our greatest financial asset. Conservatively valued at £250,000, the new state pension of £155.65 p.w. is worth more than most new Lamborghinis. So why do … Continue reading
Posted in pensions
Tagged CBI, Inergenerational solidarity, John Cridland, PPI Daniela Solcock
4 Comments
The challenges of Robo-Advice
This is a guest blog from Martijn Vos of Ortec Finance. I know Ortec well- they are great financial modellers, I don’t know Martijn but he’s obviously been reading my stuff and as I like his article very much, I’ve … Continue reading
Posted in pensions
Leave a comment
Long live their IGC – well done L&G!
Yesterday I wrote about going to the L&G IGC Forum. It was one of three great events I went to (the other was a meeting at the FCA to discuss outcomes of pension savings and the third an inspiring meeting … Continue reading
It’s the L&G IGC forum – I’m not going for tea and biscuits.
L&G have championed the idea of the Independent Governance Committee. Before they were a twinkle in the FCA’s eye, L&G had got going and today is the third forum for members of their workplace pension plans. I haven’t been before … Continue reading
Posted in auto-enrolment, pensions
Tagged blockchain, Ease, Emma Douglas, IGC, John Tsalos, LGAS, LGIM, Paul Trickett, pensionsync, Steve Carruthers, Tony Filbin, workplace Pensions
1 Comment
How do we auto-enrol workers in the “gig economy”?
A gig economy is an environment where temporary positions are common and organizations contract with independent workers for short-term engagements. The trend toward a gig economy has begun The consultancy McKinsey reckon that some 162 million people in Europe and America work independently. … Continue reading
Posted in Australia, auto-enrolment, pensions
Tagged auto enrolment, Deliveroo, gig, gig-economy, Hermes, Matthew Taylor, pension auto-enrolment, pensions, personal service workers, RSA
3 Comments