Monthly Archives: January 2026
“This legislation reeks of the timidity of Big Money” – Harry Scoffin
Pension funds’ fury as government caps ground rents from 2028 by James Riding ; Living Inside Housing Furious pension funds have lashed out at the government after it pledged to cap ground rents for leaseholders at £250. Ground rent … Continue reading
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M&A in Edinburgh insurance – headed by auction of Aegon
If you’re depending on a UK insurer for insurance or pensions , you may find your insurer has been caught up in the Mergers and Acquisition Market. The FT reports.. I’ve reported on Aegon’s flirtations but the FT points out … Continue reading
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How have People’s Pension done so particularly well?
I become here a commentator, not an advisor or a to be CDC proprietor – just a jaw dropped commentator! This is a truly extraordinary achievement by People’s Pension and they have done it in a year when they walked … Continue reading
Why raising the retirement age hurts the poor most.
There is some research from IFS published last year (I’ll come to it) that says that the triple lock helps the rich and raising the state pension age (to 68 and upwards from there) hurts the poorest most. This is … Continue reading
We are planning for pensions to fail and that is not a way for Britain to grow,
This appears in Mary McDougall’s timeline for her recent posting, I guess it was two months ago that this snippet appeared and I missed it but it seems rather more important since the Aberdeen/Stagecoach Pension deal. There is a future … Continue reading
Good for Rothesay – good for Nest – good for pensioners.
Nest has partnered Rothesay, to design a new lifetime income option for members in retirement, combining a bulk annuity with a managed investment approach. This new approach will be a market first for the UK. Rothesay will co-design a bulk deferred … Continue reading
Peers terrified of IHT on pensions when they die.
The House of Lords appears to be fighting a rearguard action to keep the wealthy wealthy if they choose to keep their pension savings in “pots”. Of course many rich people chose to take their pensions into pots in the … Continue reading
The questions on the “leasehold cartel” that pensioners need answering
This is what the Government is saying to the one million people who are reckoned to being fleeced by free holders. It is good but it is not good enough. Harry Scoffin and the Free Leaseholders will bank what … Continue reading
A more realistic view of DC and CDC from LCP
A lot of C’s in the headline! Yesterday’s meeting of minds over the take up of CDC threw out an assertion made by the Government that CDC was up to 60% better than a DC pension alternative. This is a … Continue reading
Do you want to choose or be given a pension? A CDC debate on choice
Let’s not pretend the future choices for employers are going to be easy, they won’t be. Since 2012 we’ve made saving for retirement as easy as possible by defaulting staff into default funds of pensions we’ve mostly chosen on the … Continue reading