Monthly Archives: January 2022
The value of Ellie’s pension saving
I am not sure what John Ralfe had in mind when he tweeted Unless this self-employed 25 year old is paying 40% tax, they should be saving outside a pension, not inside (and possibly even if they are 40% taxayers) … Continue reading
Vaxxing the unvaxxed – top tips from revolutionary actuaries!
http://www.covidactuaries.org Friday Report: Issue 59 By: John Roberts, Adele Groyer, Matt Fletcher and Dan Ryan COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. COVID-19 is still one of the hottest topics for scientific papers and articles. The COVID-19 … Continue reading
Nick Smith MP is right – the British Steel pension transfers are a special case.
The overall uphold rate for all BSPS cases to the Financial Ombudsman Service is around 63% in favour of steelworkers, including complaints relating to administration or delays. This compares with an overall FOS uphold rate of 40% for all cases … Continue reading
Here they grow again – Cushon buys Creative – Pension Bee doubles assets in a year!
Cushon have won the race to absorb Creative Benefits and its highly popular master trust. Its blog tells us that the acquisition of Creative doubles Cushon’s sits reach to over 400,000 members and increases AUM (including ISAs) to £1.7bn. Money … Continue reading
A shameful shambles? The state pension needs help!
This blog argues that the issues around the State Pension are both larger and more urgent than those with the accessing of private pensions. It argues that DWP’s limited state pension helpline resources should be bolstered by MaPS staff who … Continue reading
Keeping private pensions as simple as the State’s.
Next month I am due to talk for an hour to the CIPP on the state pension. It would be easy to talk technically about the process behind the recalculation of the state pension age but I want to connect … Continue reading
The impact of inflation on those with lowest pensions.
Inflation is at a thirty year high. It will hurt the poor much harder than the rich. This is why. Woke up this morning to the radio talking about the cost of living rising a further 5%. It infuriates me … Continue reading
Posted in pensions
Tagged Basic State Pension, benefits, CDC, Drawdown, state, state benefits
9 Comments
The Hymans master trust default fund review; “in the midst of life….”
https://readymag.com/p14287617 I am pleased to see Hymans Robertson publishing data from a number of master trusts that puts the member’s experience to the fore. They have produced a framework for understanding the impact of default investment strategies that they claim … Continue reading
The customer experience surveys that are a menace!
Part one For my birthday, a member of my family bought me an Ordinance Survey app which allows me to see where I’m walking O/S style. Lovely present, lovely thought. When it came to downloading the app, I was told … Continue reading
Posted in pensions
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WPSC concludes we have no framework to assess how we’re turning pots to pensions.
The Work and Pension Select Committee has published its report into how we are accessing our pension savings. It is full of good things and is a major contribution to thinking in this area pulling together the views of those … Continue reading