Monthly Archives: February 2016
Osborne needs a killer rabbit!
There are two ways to get money into a private pension you can pay the money in yourself as a deduction from pay you can have money paid on your behalf by your employer. Of the two, by far the … Continue reading
Posted in pensions
Tagged #budge16, Budget, Business, Government Incentive, killer rabbit, Monty Python, pensions, rabbit, salary sacrifice, tax relief
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50 shades of “Workie”.
Are all Workplace Pensions the same? Can we distinguish one “Workie” from another? Are all Workies equal – or are some Workies more equal than another? For those not familiar with the adverts- Workie is a Technicolor creature, designed by … Continue reading
Posted in pensions
Tagged accountants, auto enrolment, business advisers, choice, DWP, Payroll, pensions, Workie, workplace Pensions
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Essex earthquake and hurricane appeal
A major hurricane (Hurricane Shazza) and earthquake measuring 5.8 on the Richter Scale hit Essex in the early hours of Saturday with its epicentre in Basildon . Victims were seen wandering around aimlessly, muttering “Faaackinell”. The hurricane decimated the area causing … Continue reading
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Choosing our “Workie”- how hard can we make it?
This week and for weeks to come , I am out and about talking with the payroll partners of large accountancy practices who feel they have no choice but to help their employer clients through auto-enrolment. I’m doing this work … Continue reading
Posted in pensions
Tagged accountancy, accountants, auto enrolment, Financial services, net-pay, Payroll, pension, relief at source, Workie, workplace pension
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Prepare for a world without pension tax-relief
The concept of “flat rate tax relief” for pensions is now accepted. There is a consensus behind it. Even the ABI, who until recently were predicting plagues of locusts if higher rate relief were abolished, appear to have got … Continue reading
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Tagged blitzkrieg, maginot line, pensions, radar, relief at source, tax incentive, tax relief
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Independence – a “flag of convenience”?
For many years, the financial services industry has held out “independent financial advice” as a brand of best practice. This logo has been touted a kite-mark. It saddens me to say it, but the IFA badge appears to the public … Continue reading
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Being British
I was driving along the M4 yesterday when i heard an explosion from the back of the car. A tyre had burst and my car wobbled nervously from the fast lane towards the hard shoulder. To my relief, a signpost to … Continue reading
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Tagged Briants Tyres, Mercer's Livery Company, Mercers, Pension Plowman, Piers Plowman, Retirement, WASPI
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#WASPI and “the woman’s place”
Today is WASPI day,when the women petitioning parliament (now well over 130,000) get their voices heard. I was asked last night whether or not the petition misleads (thanks Cathe) and yes I think WASPI is weakened by confusion within its … Continue reading
Posted in #WASPI, pension playpen, pensions
Tagged Debate, DWP, Feb 1, house of commons, pension, pensions, Ros Altmann, WASPI
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