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Tag Archives: state pension
Let’s pay the price for WASPI
The WASPI timeline 1995: A law is passed setting out a timetable to eventually raise the retirement age for women to 65, so it would be the same as men. Under the 1995 Pensions Act, the plan is to phase in … Continue reading
National insurance and the funding of the state pension
There are plenty of people, especially young people, who don’t believe they will get the state pension. We all vaguely recognise a link between national insurance and pensions, so when people hear the Chancellor say he wants to scrap national … Continue reading
PPI concludes no-one is doing DC pensions properly (yet)
It’s been a week when everyone from PIC to PPI and stations between has been asking why we’re not making more progress turning our saved wealth to pensions. I modified my view of PIC’s staff that they hated their workplace … Continue reading
Vested interests and the state pension
It’s depressing to wake up this morning , the weekend after the end of Pension Awareness Week, to find awareness of the value of the state pension is well – weak! In this blog I put forward three views of … Continue reading
Posted in pensions
Tagged auto enrolment, de-risking, Defined benefit pension plan, Pension Credit, Pensions, Ponzi, state pension
1 Comment
The state pension age – on the frontline.
The last week in March saw no less than three reports on the state pension age (SPA). The Government Actuary (GAD) focussed on the ratio between workers paying taxes and pensioners benefiting from them. Baroness Lucy Neville-Rolfe came up … Continue reading
Why we can’t have “Super-style” private pensions and a gold plated state pension
Yesterday I wrote about early retirement for the super-worker, for the men who make it to 65 with 45 years of state pension credits who might want to draw a lower pension for longer. Let’s say it’s a pension with … Continue reading
Posted in pensions
Tagged Basic State Pension, DWP, Jacob rees-mogg, loafer, state pension
2 Comments
Mark Ormston on the price of securing “retirement living standards”
When I first read the PLSA’s 2022 update on their “retirement living standards” I queried the cost of securing the balance between a minimum , moderate or comfortable retirement income and what people are likely to get from the state … Continue reading
Posted in pensions
Tagged mark ormston, Pensions, PLSA, Retirement Living Standard, state pension, Steve Webb
8 Comments
PLSA’s retirement living standards – a moving target!
This year’s update on our need for retirement income if we are to have a basic , moderate or comfortable lifestyle is really valuable. The headline finding is that the cost of living crisis adds up to a 20% greater … Continue reading
Posted in pensions
Tagged CPI, Inflation, pension, PLSA, Retirement Living Standards, state pension
1 Comment
People turning to DIY state pension healthchecks
The various households I’ve been in over the Christmas period have included some sick people. None have been near a surgery, AE or even a pharmacy, preferring to ride out their colds, flu and Covid using Lemsip and Cough Mixture. … Continue reading
Am I getting a full state pension (and what can I do if I’m not)?
Martin Lewis’s call to action on this question is one of the BBC’s top five things they’ve learned from Martin this year. Martin ends his comments saying you should look further into this, in this blog, I help you do … Continue reading