Tag Archives: Standard Life

Standard Life buys Aegon UK for £2bn – as predicted.

We have had through the morning a stream of announcements from various parties What will this mean for the master trust and dwindling GPP market that Aegon once looked so central to. Scottish Equitable was Aegon before the Dutch bought … Continue reading

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Pensioners look on as insurers gloat.

There is something wrong about this. Insurers should not gloat that they will be investing what is currently our pension fund money. The insurance companies expect £550bn of our money to insure and reinsure promises already secured in pension schemes.  … Continue reading

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People need more pension, not just moaning about the lack of saving!

I enjoyed Richard Smith’s post on L&G’s moan about not getting enough paid into workplace pensions We know only too well that enough money is going into pension pots. Last Friday I listened to a friend telling the few delegates … Continue reading

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Let’s socialise at ours and put money by for later! “Friendflation” is a con!

I am quite in agreement with Standard Life and their wish to have us defer more of our pay for later years when we are less fit to work. But I challenge “friendflation” for what it assumes. “expensive nights out … Continue reading

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How do trustee’s feel about DB surpluses- from their mouth or according to an insurer?

Pension PlayPen;  pension surpluses debated by trustees. There are two sources of information on how trustees feel about DB pension surplus’. The first is an excellent presentation and lengthy debate by trustees about how money comes out of pension schemes … Continue reading

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Dashboard – don’t keep me waiting!

Richard Smith’s never far from this blog’s beating pulse. This morning a link to this remarkable post on linked in , arrived in my WhatsApp queue. I haven’t kept it waiting, Thanks Richard and thanks to everyone who seems to … Continue reading

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What does Standard Life’s “affordable pensions advice” say about freedom?

The deal looks straightforward. You are 3 months from your 55th birthday (or older) and you have a Standard Life pension pot worth £50,000 (or more). You are prepared to pay £1000 (VAT included?) and you get one of 1o … Continue reading

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Insurers mobbed by small DB plans; – but £bn + business is drying up

Thanks to Martin Richmond of Professional Pensions and Charlie Finch of LCP for giving us a heads up on the shift towards insurance in 2025. Bulk Purchase Annuities are being exchanged for the assets of small DB pension plans but … Continue reading

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When ratings go wrong – “egregious” some would say!

We are encountering a new mini-industry within the pension industry, a sub-section of the marketing industry, the “marking” industry. Of course it has nothing to do with “industry” at all, it has everything to do with draining money from organisations … Continue reading

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Standard Life’s white paper on pensions.

Standard Life have published a policy paper which deserves attention, I will give it more attention over the weekend but , having read it once, it strikes me that it is almost impossible for an organisation as large as Standard … Continue reading

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