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Tag Archives: FCA
We need to know what goes on behind closed doors.
“The life chances and financial security of millions of people across the country depend on the timely and successful reform of this key piece of financial services regulation,” -Tracy Blackwell- Pension Insurance Corporation. Tracy Blackwell is right. Any reform … Continue reading
CETVS – tasty or toxic carrrots?
Peter is not the only person who has commented on my blog yesterday. I know that people value the right to transfer their defined benefits to a pot which gives them freedom from pensions. Peter is right that some … Continue reading
Professing Green – how can we buy ESG with confidence?
The FCA is doing good work , establishing a standard way to display green funds so that people know what they are buying with confidence. Their thinking so far is outlined in a discussion paper DP 21-4. The paper is … Continue reading
All messed up and nowhere to go – DB transfer compensation
The FCA announced yesterday that it was writing to a further 950 DB pension advice customers potentially entitled to compensation. The FCA has now written to a total of 3,591 defined benefit (DB) pension transfer advice customers this year to tell them they may be entitled to compensation. And it … Continue reading
Whatever happened to the portable personal pension?
This is how the National Audit Office introduced their last report on regulating to protect consumers. That was in March 2019. UK households spend a total of around £140 billion a year in bills on water, energy and telecommunications, … Continue reading
Posted in advice gap
Tagged FCA, NAO, National Audit Office, National Audit Offikce, Pensions, portable pensions
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A Standard for pension VFM is the practical way forward
The FCA and The Pensions Regulator (TPR) have published a joint discussion paper on developing a common framework for measuring value for money (VFM) in defined contribution (DC) pension schemes. The aim of the two regulators is to drive a … Continue reading
Making sense of value and money with personal “investment rates”
Today we expect a discussion paper from tPR/FCA on the measurement of value for money. This is not so much a blog but an essay about measuring value. I’m trying to write about what I hear people saying and … Continue reading
Breaking news on the value for money debate
Two dates for my diary from the FCA yesterday On September 16th , the FCA and TPR will be publishing a joint discussion paper on the measurement of value for money. On October 4th, the FCA will be publishing a … Continue reading
Why Aussies love pensions (and we don’t).
The Australian Regulator has produced a simple way for Australians saving into DC workplace pensions to look at their savings product and make a reasonable assessment of whether they are getting value for money. They are not using the complex … Continue reading
Productive Capital – producing value for members, tax-payers or both?
This blog reports a discussion by the Steering Committee (SC) of the Productive Finance Working Group’. The original document (minutes of a meeting on July 28th) can be accessed here. This meeting occurred before the letter from the Prime … Continue reading