Category Archives: pension genome
Insurers competing for pensions using leverage to boost annuities? Surely not.
The bulk purchase annuity market comes under the scrutiny of the FT this morning. They are reporting what we have heard rumoured but have had no solid evidence of. The insurers say this has nothing to do with the leveraged … Continue reading
Posted in advice gap, pension genome
Tagged Annuties, Insurance, L&G, LDI, leverage, Liability Driven Investment, Pensions, Phoenix, PIC
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If we change to Private Markets then Private Markets must change too!
For the average saver, news that their investment returns will increasingly be from the private markets is akin to telling car-drivers that they are moving from 4 star (remember that) to unleaded petrol. So long as the pumps are primed … Continue reading
Posted in Bankers, Mark Carney, Pension Freedoms, pension genome, pensions, Public sector pensions
Tagged four star, petrol, Private Equity, unleaded
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Weathering the Storm
Iain Clacher & Con Keating As part of our Funding Code research, we searched for academic or practitioner papers covering long-term expected returns forecasts. We were particularly interested in the ex post accuracy of these forecasts. We found none which … Continue reading
Posted in actuaries, advice gap, age wage, pension genome, pensions, risk
Tagged #USS, CETV, DB transfers, ppf, Ralph nader, USS
2 Comments
Can we map the pension genome?
I don’t think I’ve ever heard mention of the “pension genome” , which may suggest it is a concept before its time. To me it means the entire complex of products and funds from on which our rights to money … Continue reading
Posted in pension genome, pensions
Tagged genome, pension genome, pensions, Value for Money
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