Monthly Archives: January 2023
John Bull is unwell – do not wish him an early grave.
I was annoyed when I read the following article from WTW.. It conflates corporate finance with personal misery in a most unpleasant way. John Bull, seen above scratching his head over such financials – is looking a little queasy – … Continue reading
How do we know if our money’s mattering?
Like a lot of savers , I see promises escalate over the race to net-zero , each outdoing the last and I wonder how likely these promises are to be met and how I can tell if my money is … Continue reading
Posted in pensions
Tagged Make My Money Matter, net zero, Nico Aspinall, Pensions, Rebalance Earth, Rob Gardner
1 Comment
PEXIT – Why is there a consolidation crunch?
For years the Government has argued that there are too many occupational pension schemes and promised to make it easier for trustees of DB and DC pension schemes to resign their obligations , passing them to commercial organisations … Continue reading
Were the French mis-sold retirement?
It was the great promise of my youth, that if I worked and saved, it could all be over by 60 with the rest of my life to play. Childish maybe – but we were told that technology would set … Continue reading
Turbulent times for overgrown SIPPs
It has been a turbulent two or three days for the UK wealth management market. On Friday, Nucleus made its move on Curtis Banks, the latter’s management appears to be leaving en masse, the much loved Dunstan Thomas appears to … Continue reading
Failing to manage pension risks is a failure in our consumer duty
This blog is about the communication of “risk” by pension experts to ordinary people and it follows from comments I’ve made over the weekend on the lack of communication of risks within DC schemes, especially schemes that “de-risk” their … Continue reading
Why workplace pensions are so scary
Andy Haldane famously said he didn’t know the first thing about pensions and that has been taken to be a call to action to the pensions industry to bore us all about tax-relief, the advantages of regular saving, starting early … Continue reading
Tom McPhail, John Greenwod – pensions unplugged.
It’s great to embed a podcast on my blog and not to have to say much more than “go listen“. Here are two of the best commentators on workplace pensions we’ve got , on one pod, beautifully presented and free … Continue reading
Posted in pensions
Tagged John Greenwood, Lang Cat, Pensions, Pensions unplugged, Tom McPhail
1 Comment
Illiquids in DC pensions – what’s in it for employers?
I’ve been reading the Productive Finance Working Group’s (PFWG) paper designed to remove the barriers to our workplace DC schemes investing in productive but illiquid investments. They have a tough task ahead of them convincing the purchasers of workplace pensions … Continue reading