Monthly Archives: September 2021
Who’ll pay for my long term care?
It seems the Government are intent on increasing national insurance by 1-1.25% to pay for the cost of long term care for those in the UK in later years. The cost of this to the average person is substantial Assuming … Continue reading
UCU and UUK should ask more of their pension and its regulator.
I’ve received some feedback on my comments about the current situation in UK universities. But not quite the level of feedback that Jo Cumbo is getting! The way USS has handled this is just ridiculous. University staff don’t take kindly … Continue reading
David Farrar leaves the DWP to join Nest.
Anyone who has known David Farrar in his 7 years as senior policy manager for the DWP will wish him well as he joins Nest to work on climate change, responsible investment and other evolving policy areas. His DWP occupational … Continue reading
Breaking news on the value for money debate
Two dates for my diary from the FCA yesterday On September 16th , the FCA and TPR will be publishing a joint discussion paper on the measurement of value for money. On October 4th, the FCA will be publishing a … Continue reading
IFAs looking for alternatives to drawdown
I’ve been following a debate on twitter which includes several friends. Following rather than participating as I suspect I would express myself too vehemently and spoil the delicate balance that has been maintained between skepticism and endorsement of a third … Continue reading
Why Aussies love pensions (and we don’t).
The Australian Regulator has produced a simple way for Australians saving into DC workplace pensions to look at their savings product and make a reasonable assessment of whether they are getting value for money. They are not using the complex … Continue reading
USS heading for the buffers – strikes seem inevitable – why?
News that University employers have agreed a deal with the University Superannuation Scheme that will leave members with substantial cuts in benefits , has not gone down well. Another wave of strikes beckons , deepening the plight of students who … Continue reading
Applying Blockchain to Pensions and Investment Management
This article first appeared on linked in here, Marten’s blogs appear with the kind permission of Maarten. If you would like to see another application of the distributive ledger and Smart contracts in pensions, you can compare the solutions … Continue reading