Monthly Archives: January 2019
The Rookes report is a fine piece of work but actions speak louder than words.
Having read Caroline Rookes’ review of the regulator’s handling of the BSPS “Time to Choose” episode , I’m satisfied that she’s sending the right messages to the various authorities involved. There are four authorities who have their say in the … Continue reading
Posted in advice gap, pensions
Tagged BSPS, Czroline Rooks, DB, pensions, Port Talbot, transfers
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Recrudescent Ralfe Syndrome (pt. 94)
Con Keating sent me this outburst after reading John Ralfe’s article on CDC – “Royal Mail workers should see red over CDC pension plan” . You can read the original article on John’s blog – here. This morning’s Times saw … Continue reading
Posted in pensions
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Will master trusts go CDC?
We have become a nation of pension savers without a clue what we are saving for This became apparent to me and I hope the audience of a recent DC event , when a senior representative of NEST told … Continue reading
Posted in advice gap, CDC, pensions
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Let’s get back to those three pillars – promising us certain pensions.
There are at least three uncomplimentary ways of thinking about “pensions” in the UK . So disparate are these three that it is hard to talk (or blog) about them in the same place. For a small number of people, pensions … Continue reading
Why I don’t use “out of office”
One of the most tiresome tasks is clearing people’s out of office messages from my timeline. Firstly, I really don’t care if someone is on holiday, either they can deal with my mail or they can’t and unless they are … Continue reading
Posted in pensions
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A controversial consultation on pensions dashboards
We are midst-consultation on pension dashboards and there’s public enthusiasm for the project There’s industry consensus that the Single Financial Guidance Body (SFGB) will incubate its dashboard in a controlled environment and that commercial dashboards will follow. But proposals … Continue reading
Posted in advice gap, dc pensions, pensions
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Getting industry co-operation on pension dashboards
There is an acknowledgement in the call for compulsion on providers to release data they hold on you and me, that some providers will be reluctant to play. We are told why. Firstly – and most importantly – providers are … Continue reading
Posted in age wage, pensions
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Managing pension expectations – are we doing enough?
This is one of those blogs where my focus is on big Government – or policy – rather than the little things that go into making political strategy happen. For a long time, as long as I’ve been working, there … Continue reading
Posted in advice gap, age wage, pensions, religion
Tagged DWP, homeless, net-pay, pensions, Treasury, Universal Credit
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“Buy to let” and pensions
Is your house your pension? The highest level of opt-outs from Auto-Enrolment is amongst the over 50’s. According to data I’ve seen , one of the reasons given is that this group are comfortable that the equity in their properties … Continue reading
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I’d rather be a Ploughman than Icarus
Today, Tuesday 15th January 2019, will be a historic day in UK politics as the BBC is predicting Mrs May faces the biggest defeat any government has suffered in 100 years. Yesterday she suffered a defeat in the House of … Continue reading