Tag Archives: Tom McPhail
McPhail; “don’t rely on state pension if you’re young”.
The state pension in its current form is unsustainable, both fiscally and politically. I don’t think it should be scrapped but its inexorable upward increase has to be curbed. Over time, its value should drop back and means-tested post retirement … Continue reading
Empower people to manage complexity or make pensions simple?
A large number of those who retire in the UK do so reliant on public unfunded pensions. Many will have the majority of their state pension from the state pension or from DB pensions from the private sector including … Continue reading
An Australian vision for our pensions – perfect for a Boxing Day!
Today sees a Boxing Day match between England and Australia at cricket (Australia have a first innings lead of 42). On this blog there’s a match between Tom McPhail and Bec Wilson and you can read Tom’s innings here. Bec’s … Continue reading
Posted in pensions
Tagged Australia, Basic State Pension, BecWilson, state pension, Tom McPhail
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We need to save for our futures before we end up like the French – Tom McPhail
I hope you had a happy Christmas and are queuing up for a happy new year! Here is Tom to help you as you wait to get going again! Here is a belated Christmas present, Tom for boxing day. Maybe … Continue reading
Posted in pensions
Tagged Employment, Financial services, Pensions, Retirement, state pension, Steve Webb, Tom McPhail
4 Comments
A smorgasbord of a budget? Could be a bit messy!
Last week was disrupted to a day in UCH under the knife, this week by a train trip to the Isle of Skye and back and next week by the budget. To make it more disruptive, the Pension PlayPen is … Continue reading
A dozen or a baker’s dozen for arguments for and against WASPI (pt. 94)
Well I see no point either… Tom’s arguments are laid out in the Times and are straightforward. I mark agreement green “agree”, orange “maybe” and “red” , I don’t agree. Overall, I can’t agree with the Government wasting more time … Continue reading
Conservative economics cut pensions – Jeremy and Tom on one page!
I was chatting with Tom McPhail a few weeks back and he explained to me why the Conservatives were the only party he could support. His argument was that they were the only party who wanted fiscal fairness in society. … Continue reading
McPhail lays into Bell over mandation
Ed Miliband is no longer the most dangerous man in government Forget the energy secretary, it’s the minister rewriting pension rules and lending a hand on the budget that you need to worry about Tom McPhail Since Labour took power … Continue reading
Tax Free Cash Payments a test of provider’s VFM? Help the FT find out.
I am keen to help the FT , I count Jo Cumbo and Mary McDougall as next door neighbours up here in London and they have put out a call to FT readers. I got a rap on the wrists … Continue reading
Tom McPhail questions the value for money from our pension regulation
We would all enjoy eating sausages a bit less, so the story goes, if we could see what goes into them. Well, you’d probably feel the same way about pension regulation if you could see how much it is costing … Continue reading