Tag Archives: FCA
Sarah Pritchard – deputy CEO of FCA – Good News!
Sarah Pritchard is good news for the FCA and good news for pensions. The Pension Schemes Bill came from our Pension Minister who has responsibilities for Treasury and DWP. That means both FCA and TPR are part of the … Continue reading
“Risk is good” the FCA says, do we believe that?
I am pleased to see the FCA promoting risk-taking as part of a growth culture in investment. This from the FT report. Speaking at the Global Management Summit 2025, Simon Walls, executive director of markets at the FCA, explained how … Continue reading
11 tales from the FCA – a pension super-team!
I have had great fun exploring these 162 slides of information offered us by the FCA but collated by Ignition House. I didn’t know it was anything to do with Ignition until its boss reprimanded me for flattering the FCA … Continue reading
Plenty of support, but should we need it to get our pensions paid?
What’s helping people to take decisions is problematic, the question we should be asking “what’s helping people to take the right decision”. In an earlier blog in this series looking at the FCA Financial Lives 2024 survey, it became clear … Continue reading
The chaotic results of “pension freedom” – thanks to Financial Lives. (pt 8)
I had the revelation last week of the source of the 162 slides that I have been working through which form the “pension” part of the FCA’s 2024 Financial Lives report. I have written about how I found out the … Continue reading
Three years ago the DWP commenced its nudge towards proper DC decumulation.
Three years ago the DWP commenced its nudge towards proper DC decumulation. This blog was first published in the summer of 2022. With immaculate timing, the DWP launched its latest consultation on how to establish the choice architecture and expand … Continue reading
TPR and FCA, VAR for pension goalscoring!
I’m off to hear Nausicaa Delfas at the Professional Pensions Live event in the City. She’s kicking off early (9 am) but I’ll be in the front row and hope she’ll be explaining more about this venture on the … Continue reading
The FCA tell us how far DC “pots” are from being pensions (pt 1)
At 162 slides, the FCA’s Financial Lives survey of the nation’s understanding of private pensions is a phenomenal publication. It’s the document that was mainly researched this time last year from ordinary people, not those put forward by insurers, advisers … Continue reading
Targeted support for 700,000 reaching retirement each year
I am drawn to this article in CityWire. There are 700,000 who reach retirement with freedom but no pension. I doubt it is being picked up in the advisory world and I am not sure that it is properly understood … Continue reading
Who is regulating your pension?
There is speculation that the current system, where the Financial Conduct Authority (FCA) regulated insured and self-invested personal pensions and the Pensions Regulator (TPR) regulates occupational pensions has broken down. It is possible to offer an occupational business whose primary … Continue reading