Monthly Archives: April 2022

How can CDC Decumulation provide inflation protection? – Con Keating

This blog from Con Keating is technical and designed to help the DWP ,tPR and others , when thinking about how to encourage inflation protection in the pathways on offer to savers in retirement.  Member options for retirement income Introduction … Continue reading

Posted in pensions | Tagged , , , , , , , | 4 Comments

Two ways for Government to improve investment pathways

Currently the Government has a strategy for guiding people who don’t employ a financial adviser to the right choice for what to do with accumulated pension savings after the Minimum Normal Retirement date (55 going on 57 in six years … Continue reading

Posted in pensions | Tagged , , | Leave a comment

Retail CDC – the VACCINE for workplace pensions and SIPPs.

  Retirement savings need a vaccine that can reduce the wastage from savers making ill-informed decisions when cashing out their pension pots. I am genuinely excited about the opportunity presented to the operators and fiduciaries of workplace and non-workplace retirement … Continue reading

Posted in pensions | Tagged , , , | 2 Comments

Thunder clap-trap!

  15 of Britain’s largest workplace pension providers are joining forces through their trade bodies to deliver what they describe as a thunderclap effect this autumn. To most people , a pension is something that pays them an income when … Continue reading

Posted in pensions | 1 Comment

Selling ESG on outperformance will damage ESG.on. Iiliiiimulumumulmuiui

  I get a great email every morning from Robert Armstrong, who’s an American who’s employed by the FT to punch holes in the paper thin arguments that go for conventional wisdom on things like ESG. I wish I could … Continue reading

Posted in pensions | Leave a comment

Financial inclusion not social exclusion!

Welcome to the final day of the financial year. This is a blog about exclusion, inclusion and hopefully resolution! Exclusion We all create filters on what we want to hear, whether by including or excluding noise from the outside. Like … Continue reading

Posted in pensions | Tagged | Leave a comment

Is twitter a democracy or a company – how will you get your views?

The consequences of this poll will be important. Please vote carefully. — Elon Musk (@elonmusk) March 25, 2022 We have been reminded recently of what oligarchs like to do with their spare cash. Russian business people (men) bought television stations, … Continue reading

Posted in pensions | 1 Comment

DWP renews its efforts to increase pension credit

  It’s good to see the DWP responding to the cost of living crisis in a way that targets pensioner poverty The DWP plan their campaigns weeks, if not months ahead of launch , so this campaign happily coincides with … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

The latest new normal (and why “set and go” has served us well!)

    Plus ca change History is littered with great events that could have changed the world and didn’t. I’ve been listening to Laura Kuenssberg’s retrospective of her 7 years as BBC’s political correspondent. Corbyn , Cameron, May. Johnson- Brexit, … Continue reading

Posted in pensions | Leave a comment

ClearGlass calls a market distortion in fund management fees

This article is from Dr Chris Sier, the Executive Chair of ClearGlass and co-founder of AgeWage. Collecting data on fund management costs and charges. ClearGlass collects client- and deal-specific cost data using the client-specific mechanism of the CTI templates. This … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment