Monthly Archives: November 2021
Stick or twist, choosing your workplace pension (2.0).
We are now 100 months into auto-enrolment – it commenced in July 2012. Many schemes that were designated as the employer’s workplace pension between 2021 and 2015 are needing to be reviewed. For some employers, that review will be of … Continue reading
Why has the left – left pensions?
Sad to say, I doubt that more than a tiny percentage of my readership, let alone the general public know who Labour’s shadow pension minister is. Since Gregg McClymont lost his Cumbernauld seat in 2015, the post has been occupied … Continue reading
Covid-19 and inequality; Norma Cohen
COVID-19 and Inequality By Norma Cohen COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. Summary In the face of COVID-19, governments worldwide have responded decisively and supportively. Western economies have been largely cushioned from an extreme economic slowdown through … Continue reading
Covid-ARG invite you to their new home
Home …is where the heart is, and the Covid Actuaries have a new home. Reading the articles on this website helps me understand both in human and in economic terms, the impact of the pandemic. From the early bulletins, … Continue reading
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Will we win the war on Covid but lose the peace on Care?
Two important events happened to me yesterday evening, I was boosted and I heard the news that the Commons had passed the first reading of the social care bill. As this is a personal blog, I feel entitled to conflate … Continue reading
How Finance and Reward Directors can improve pension efficiency.
Many companies are paying pension costs which are avoidable. By avoiding paying excess costs they could pay higher contributions to workplace pensions. This blogs calls for higher pension contributions and lower pension costs It is quite common for employers to … Continue reading
Have shareholders any real leverage on executive pay?
Two articles, published in the FT within 24 hours, with polarised messaging! The first written by Harriet Agnew from New York includes a quote from LGIM’s Angeli Benham. “Most companies don’t act on the remuneration feedback we give them. For … Continue reading
Nest – the Government’s pension that can’t pay you a pension.
Nest’s normal retirement age is your state retirement age. Seven years before my Nest retirement, I got an email. This email has triggered me to explore my pension options with Nest – and to this blog I decided to make … Continue reading
“Trust us – we’re actuaries?” Don’t bet blind on your retirement!
Contribution levels are not a primary indicator of a scheme’s value for money. Adrian Boulding is wrong to hi-jack the PPI report and Value for Money Debate to promote higher contributions. Pensions should not be treated as a beauty … Continue reading
How I’m trying to make my money matter
This blog is about how I am reorganizing the money I’ve invested for my retirement. It shows that if you dig a bit, you can find ways to get what you want. But you have to know what you want … Continue reading