Tag Archives: Retirement CDC
Why is WTW’s retirement CDC not getting the thumbs up?
We always need analysis to help us make choices. We are getting a lot from WTW about decumulation CDC and the numbers don’t look anything like 60% better for CDC if you wait to swap your pot for a CDC … Continue reading
I hope professional trustees will come to CDC independently
I was surprised to see a firm of professional trustees promoting itself with WTW , who are consultants but also providers of DC services through LifeSight . I have heard WTW present CDC as an extension of Lifesight , with … Continue reading
Can we AFFORD the flexibility of drawdown and the certainty of an insured annuity?
Not everyone can afford the flexibility of drawdown or a costly annuity. CDC is a better way for ordinary people to get “deferred pay”. We want to make retirement affordable for many more of us. The freedom we were … Continue reading
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Tagged adequacy, annuity, CDC, Flex and Fix, Retirement CDC, UMES CDC, Whole of Life
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Why wait for CDC? Bright sparks argue it out this morning !
Coffee Morning – CDC – Why wait? Attending CPD included Join here: Tuesday 27th January at 10.30pm (that’s today!) You are cordially invited to attend our next online “Roundtable” – CDC Why Wait? The Government’s press release says that CDC schemes could increase … Continue reading
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Tagged CDC, pension playpen, Retirement CDC, UMES, Whole life, Whole life of CDC
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Why wait for CDC? We’ll have it out next Tuesday!
Coffee Morning – CDC – Why wait? Attending CPD included Join here: for Tuesday 27th January at 10.30pm You are cordially invited to attend our next online “Roundtable” – CDC Why Wait? The Government’s press release says that CDC schemes could increase retirement … Continue reading
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Tagged CDC, pension playpen, Retirement CDC, UMES, Whole life, Whole life of CDC
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Stop the politics, we have pension testing in 2026, delivery in 27.
Politics and political news to stop please! It is the first morning of the winter and of advent, it is the day of a memorial for Chris Sier, it is a morning to think boldly of the future, of 2026 … Continue reading
CDC’s got a hard centre. Tough talking from DWP (4 TPR)
This blog bites inside the sweet messages of a 60% better pension for members to find what the DWP (and its regulator) have in mind beyond what was laid in 2022, is being laid now but what will need to … Continue reading
Why keeping at retirement transfers separate from whole of life CDC makes sense
CDC creates pools of money that pay “aspirational” pensions. Aspiration – the word that was dropped in favour of “ambition” by Steven Webb, reappears in the consultation that arrived yesterday, This is it… In whole-life CDC schemes, member and employer contributions are … Continue reading
Posted in pensions
Tagged CDC, Pensions, retired, Retirement CDC, UMES, Whole of Life, Whole of Life CDC
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