Tag Archives: pots

I understand my state pension but not these statements about my private pension pots.

Richard Smith is angry. He has five pension pots but he has no idea what income he will get when from 2027 there’s a default pension he will be able to draw. That is apart from Scottish Widow’s explanation that … Continue reading

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A VFM test when turning my pot to a pension?

  Consolidating a pot into a pension is going to be one of the great tasks of the next twenty years. As people approach the point when they can draw an income from their DC pot they can choose to … Continue reading

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Pension industry all at sea over pots and pensions.

The Pensions Schemes Bill, announced in the King’s Speech 2024, will require pension schemes to offer retirement products, so people will have “a pension and not just a savings pot when they stop work”. This is not a quotation from … Continue reading

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Combining pots should not be this hard

  I fear the blog I published over the weekend on logging your LOA  may prove my  “least read” article ever. If you are  one of the 62 who have read it – thanks, if you weren’t – here’s my … Continue reading

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Different language, same problem (Pesos, Pots and Pensions)

It seems that the Chilean pension system, held up in the early days of my career as the model for emerging markets and by some for Britain, is not delivering the expected outcomes , meaning that Chileans who started saving … Continue reading

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TPR on the challenge of turning pots to pensions

Helping savers to access their DC pensions savings: the principles that will guide us, the challenges we must address 15 November 2023 / louisedavey Nobel Prize-winning economist William Sharpe once described accessing pension savings as the “nastiest, hardest problem in finance”. Indeed, … Continue reading

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Stefan Lundergh’s turning pots to pensions- Pension PlayPen 10.30 today

  Coffee Morning – Cardano’s Stefan Lundbergh explains how the world’s  turning pots into pensions     Tuesday August 8th, 2023 ; 10:30 am -11,30am  Online (+1HR CPD) Stefan has spent the last year bringing together thought leaders from around the … Continue reading

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Stefan Lunbergh’s world tour – turning pots to pensions!

  Coffee Morning – Cardano’s Stefan Lundbergh explains how the world’s  turning pots into pensions     Tuesday August 8th, 2023 ; 10:30 am -11,30am  Online (+1HR CPD) Stefan has spent the last year bringing together thought leaders from around the … Continue reading

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Britain moves towards a Retirement Income Covenant.

We learned last week of an important shift in Government thinking on how we turn pots into pensions. If intentions turn to action ,we could be seeing an equivalent to Australia’s Retirement Income Covenant, in the UK within the decade. … Continue reading

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Solving the nastiest hardest problem in finance with Arun Muralidhar

  Arun Muralidhar is a campaigner for turning pots to pensions and he is speaking on the adoption of his solution – the Retirement Security Bond (RSB) – in countries around the world. He has asked me to publish this … Continue reading

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