Tag Archives: Freedom
Dashboards yes! May Richard Smith get his debate , can we get freedom from pots!
I am a fan of Richard Smith and all he is doing to help people get back control of their financial lives using dashboards. Like me he believes that pensions should be laid out as pensions not pots and I … Continue reading
Is Freedom needed for an epic retirement?
I have come to a conclusion after 42 years in pensions that freedom from pensions works for some but only some. David Brown has started a company called Freedom to make it easier to make sense of their savings … Continue reading
What does Standard Life’s “affordable pensions advice” say about freedom?
The deal looks straightforward. You are 3 months from your 55th birthday (or older) and you have a Standard Life pension pot worth £50,000 (or more). You are prepared to pay £1000 (VAT included?) and you get one of 1o … Continue reading
Back to work tomorrow Damian? Millions like you to talk to!
I have followed the retirement of Damian Stancombe from a partner at Barnett Waddingham , through exploration of not having work to a return to work. Yeovil Town had a manager for a few days last month who came and … Continue reading
𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐑𝐞𝐭𝐡𝐢𝐧𝐤: If Pension Funds Want to 𝐊𝐞𝐞𝐩 𝐓𝐡𝐞𝐢𝐫 𝐂𝐥𝐢𝐞𝐧𝐭𝐬,
David Brown Financial Freedom in Retirement 𝐅𝐫𝐢𝐝𝐚𝐲 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐑𝐞𝐭𝐡𝐢𝐧𝐤: If Pension Funds Want to 𝐊𝐞𝐞𝐩 𝐓𝐡𝐞𝐢𝐫 𝐂𝐥𝐢𝐞𝐧𝐭𝐬, They Need to Act Like They Want to Keep Them The pensions industry has built 𝐰𝐨𝐫𝐥𝐝-𝐜𝐥𝐚𝐬𝐬 investment infrastructure. But it’s built very little … Continue reading
If this is “pension freedom” – I’m a banana!
Bit of a shock. Looked at works pension summary today. Will have been in 6 years this coming November and only worth £100 more than total contributions #workspension #financialcrisis — Sian Cat 1960 (@LynxLair1960) April 21, 2022 People look at … Continue reading
Why “sexy-cash” is still favored over pension income.
Our obsession with the financial consequences of “dying old” shows a strange behavioural bias. I used to tell my kids I was worth a lot more to them dead than alive! Luckily I am still here to tell the tale!! … Continue reading
Freedom – at what cost?
Rousseau’s famous phrase “man is born free but everywhere is in chains”, will be to the front of many people’s minds today. The true liberal reaction to the pandemic is herd immunity and early blogs from the Covid actuaries explored … Continue reading
Posted in pensions
Tagged Covid, Freedom, herd immunity, immunisation, Rousseau, vaccines
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“We want freedom and choice and we want simplification too”.
Pensions. Tax. Benefits. Each over-complex. When combined: lethal. We shouldn’t blame pension freedoms for the mistakes caused by governments’ habit of making everything too complicated. We want freedom and choice and we want simplification too. — Stuart Fowler (@fowlerdrew) February … Continue reading
Helping older people with money
I’m pleased to see the FCA publishing a paper on the particular problems older people have with financial services, I haven’t read it all , only the summary (which I can summarise as the paper does)! The summary rightly … Continue reading