Tag Archives: Cash
Are there cuckoos scrambling your (tax-free) pension nest egg?
My friend Johnny Timpson put a thumbs down to an article in the Guardian . Not something that I’d expect; like the snoop I am, I decided to take a look. Here’s the article in the Guardian. Here’s why I … Continue reading
Don’t spend it all at once
My Grandma gave me as a 21st birthday present the proceeds of a life insurance policy . It came as a cheque for around £400 in a card with the message “don’t spend it all at once”. I went to … Continue reading
The rage of uncertainty – One UK saver’s not cashing out!
It’s not the kind of headline you want to read as you go back to work (hi- how were your holidays?). The money managers in question appear to be American and very big. They are becoming even richer by skimming … Continue reading
The value of money ; cash – like vinyl – is making a comeback
My Mum gave me cash for Christmas. It came in a neat envelope and the notes were clean and uncreased. I’m looking at one of the ten pound notes now , it seems quite a novelty. I wasn’t alone. The … Continue reading
Five questions for 2024 – not from me – from him!
Christmas is a time for giving, so I’m giving-up pretending I know what is going to happen to markets and handing my blog over to Robert Armstrong and his Unhedged team who provide me with a daily read that helps … Continue reading
Hunt’s right; tax should incentivise us savers to boost Britain.
Cash ISAs are strange. They are supposed to encourage long term saving but are used as a tax-shelter for higher rate tax-payers who have large amounts they do not want to invest – for the long-term. The Chancellor is now … Continue reading
Long term asset returns (a picture tells a thousand words)
A picture tells a thousand words, my blogs are a thousand words long. So I’ll leave this one at that.
The use and abuse of pension’s “tax-free cash”.
If you were to create a word-cloud of associations people make with pensions, I bet “tax-free cash” would feature prominently. I tried to google such a word-cloud but got a lot of constructions that look like they’d been made … Continue reading
Is their sense in cashing out your pension?
In this article I’m arguing that in a world of freedoms and investment pathways, cashing out your pension or at least stripping out tax free cash makes sense. People are not swayed by arguments about tax and investment optimization, they … Continue reading
Sunak should encourage us to invest not hoard.
Hoarding is most unpopular with the British public as memories of empty supermarket shelves last spring are slow to fade. There are probably still stockpiles of toilet rolls in little visited cupboards. We still have a few jars of fruit … Continue reading