Tag Archives: Budget

Budget blues for Osborne – but not for payroll

This was a blue budget for George Osborne, one that promised much, and delivered little rather less than planned. Things started going wrong three weeks before Budget Day when the Treasury announced that it would not be pressing ahead with … Continue reading

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LISA – genius or gimmick?

There are binary opinions about the Lifetime ISA (LISA), for some it is start of a new era for retirement savings, for others it is a spurious gimmick. The technical facts behind the Chancellor’s announcement in the 2016 Budget are … Continue reading

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Budget 2016 – strengthening the incentive to -what? -Fiery stuff from Ralph Frank

The first leg of the bi-annual tinkering with Britain’s savings’ environment, historically referred to as the Budget, has recently had its instalment for 2016.  The Chancellor of the Exchequer has maintained his record of increasing the complexity of the savings … Continue reading

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A soft centered budget – (not as sweet as it sounded).

Sterling’s a great indicator of how experts really see a budget and yesterday Sterling fell against a basket of major currencies. We may have liked our sugar tax and our Lifetime ISA but the pound fell against the dollar and … Continue reading

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Cheltenham 2016 – can it get any better?

  Well I suppose the sun could have shined and it could have been about 15 degrees warmer (like last year) but I’ve never had as good a day’s racing as Day 1 of the 2016 Cheltenham festival! Smug? You … Continue reading

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“Help to save accounts”- crumbs for the poor.

  The Government is planning (according to the BBC) to spend £70m of tax-payers money incentivising those who are not in work (but trying to get a job) to build up an emergency kitty. These savings will be held in “help … Continue reading

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The late-pain robbery! (why pensions are still for the chop)

It’s been two weeks since the Treasury announced no change on pension tax-relief and everybody’s happy nowadays. The forestalling jamboree that had seen SIPP provider AJ Bell estimate £1.5bn flowing into wealth preservation schemes (sorry SIPPs) has been de-railed. We … Continue reading

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Osborne needs a killer rabbit!

There are two ways to get money into a private pension you can pay the money in yourself as a deduction from pay you can have money paid on your behalf by your employer. Of the two, by far the … Continue reading

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MoneyHub – financial education’s future?

I met yesterday with Toby Hughes, CEO of MoneyHub, one of the very few people in financial services who I could properly call visionary. Like most visionaries, his big idea is very simple. He and his CTO Dave Toge talked … Continue reading

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No Prime Minister! guest blog from Ralph Frank

The Prime Minister focused on the long-term nature of the 2015 Budget in a recent piece he published in the Sunday Times. He saw the Budget as “rewarding those who work hard and do the right thing. For too long, … Continue reading

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