Tag Archives: Pot

Why doesn’t Australia get pensions?

This is a pertinent article for anyone who thinks we should emulate Australia in pensions. The harsh reality is that the Australians don’t get sight of the pension they should be getting, they only get a mysterious pension pot

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Can patients become doctors, can savers become actuaries?

People are confused by pension pots Richard has followed MoneyFarm to that conclusion. Most people understand savings and pensions to be different. Most of us think of pensions not as pots but as pensions that pay us a retirement income … Continue reading

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The Dutch pension system is about to get even better, (so is ours)

The Dutch are enjoying the last day of their old system and from tomorrow will be transitioning to a new pension system. The new pension system will define the contributions workers will get at a rate agreed to buy pension … Continue reading

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Unlike a wage for life , a pension pot’s “Number” rarely turns up!

This is odd and tells us something  about what an excess of money does to people’s sense of security  in old age. I am not sure there comes something called security. Infact I see “wealth” as something that makes the … Continue reading

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“Can the dashboard ween us off our addiction to pot?” – asks Smith

Richard Smith has just landed on one of the best headlines in pensions this year Thanks Richard Smith for cheering me and I hope a few readers up! We have a discussion about addiction to pot in the UK and … Continue reading

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Struggling to compute the risk of being paid a pension by Microsoft?

7.7% of my savings for retirement are invested in one company – Microsoft, more than a quarter in one sector, US technology. By comparison less than 4% of my savings are invested in the UK. When someone who runs a … Continue reading

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It costs a lot if you live on your pot!

I’ve been reading an article in the Times (for Times readers) and I’m pretty struck by this section, by the impact it would have on anyone close to retirement nearing the average “pension pot” of £37k.  Even though the average … Continue reading

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Nest can produce good things from a pot

I have to say it has been quite a day with a fine breakfast with my friend John Tsalos , discussing ways to spend our DC pots, spending a lunchtime in the company of 65,000 elated football ladies and an … Continue reading

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Let’s stop worrying about charges and investment projections. We can do better!

Thanks Richard , I hear your frustration and wonder when smart marketing makes SMPI projections worthless. Individual choice is driven by a Fear of Missing Out and a lifetime being told by regulators to get the best deal that the … Continue reading

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Should private equity fill the pot holes on the road to retirement?

The FT report that the Private Equity lobby in the United States can’t wait for President Trump V 2.0.   So it’s time to tap people’s pension pots. It should be noted that the existing purchasers know what they are … Continue reading

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