Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen,, partner of Stella, father of Olly . I am the Pension Plowman

Will CDC trustees could offer Muslims a section paying Sharia-compliant pensions?

  My old work friend Alan Chaplin has directed me to an opportunity for CDC which I hadn’t the imagination to see myself. Islamic people , planning for their retirement and a retirement income may need a Shariah pension. Interesting … Continue reading

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How do we work out how much is being paid for the management of private market assets?

It’s  good to see Standard Life posting a good article on the management of funds holding assets not quoted in public markets. Are we getting value for the money we pay managers, let alone the assets that they manage? This … Continue reading

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Survey shows ‘pensions confidence gap’ shock

Hereward Mills in FT adviser The original of this article is here Just over half (53 per cent) of UK workplace pension scheme members feel confident planning for retirement, research from pensions communications agency Like Minds has revealed. The No … Continue reading

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Game set and match to the Life Insurers

  Use Of Longevity Swaps And Buy-Ins And Other Unforced Errors Game Set and Match to the Life Insurers The Example of Aviva Plc: Life Insurer and DB Sponsor Strong Margins. Buried Losses Life Lessons For Us All This is … Continue reading

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Workplace CDC schemes still have hard miles ahead of them till employers can use them

Employers wanting their pension contributions to pay a “pension not a pot” have at least another 6 months to wait till any proprietor and their trustees can offer a workplace CDC. The regulations are indeed a “game changer” and I … Continue reading

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Have any administrator, trustee or employer an excuse – for robbing members?

A tale of woe Steve Webb’s story is of a woman who had over £8,000 which was taken back because she did not take it away from her pension scheme. Steve is at his most sardonic when he employs his  … Continue reading

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In 2014 Kevin Webroom claimed CDC would survive “pension freedom”. How right he was!

Looking back, this was a remarkably prescient piece of work, more than 12 years old. It was written a few days after the budget in which George Osborne told us we need not convert our pots to annuities. This is … Continue reading

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From today a CDC master trust can pay a wage in retirement.

OK, I’m not expecting anyone but the most bored lawyer to open this and read it end to end but here it is. This blog is a celebration not of the “first day of applications of authorisation for Trustees of … Continue reading

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Abandoned by funded Pension Schemes, UK Shareholders have to succumb and sell.

Will Hutton  picks on  a problem that could be eased by pensions. We of course think that signing the Mansion House Accord , we have put matters right but the LSEG can show no evidence of Britain holding on to … Continue reading

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Capita’s pension debacle poses the question “what else can Government outsource?”

This letter asks a question that poses the practical against the philosophic laws of outsourcing. For those who reckon that privatisation is the way forward, we have been moving forward since the days of Margaret Thatcher. For those who are … Continue reading

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