Monthly Archives: August 2023

“Helping savers understand their pension choices” My Blueprint for Trustees.

  I’m using these cold and wet weekends we’re having, not to sit alone on my boat but to write to Government my thoughts on some of their  papers that come out of the Mansion House Reforms. The one I … Continue reading

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“The drag of pensions on productivity is too large to be ignored”

“Jnamdoc” is the pseudonym for one of Britain’s brightest pension managers. From time to time Jnamdoc contributes a comment that provides an insight that cuts through conventional thinking and can genuinely be thought – “thought leadership”. This comment was made … Continue reading

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Hullabaloo over Deliveroo – Mel gets strident over workshy boomers

Mel gets strident over workshy boomers Not since Norman Tebbitt told youngsters to stop rioting and to get on their bike has a Conservative Minister ventured back to the cycle lane. Until last week that is.  Then 61 year old … Continue reading

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Pension advice – where it’s really needed

A retired bookkeeper has won her case against the government over its pensions failure. Daphne Bennett, began claiming her state pension in 2003 but gaps in her contributions meant she received just £38.66 a week. When husband Tim retired in … Continue reading

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Plug in pensions for the not so pension-wise

When you buy a phone or a washing  or a new iron, in the product packaging are some instructions which usually come in several languages and are printed so small that even if you wanted to read them , you … Continue reading

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Investment consultants face major challenge on climate change advice.

  This blog is about  Carbon Tracker’s  Loading the Dice against pensions which you can download here This report is a call to action for investment professionals to look at the compelling evidence we see inthe climate science literature, and … Continue reading

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“Poor Tom’s a cold” – Stuart Kirk -still crying in the storm.

Uncertainty has always been the mortal enemy of investing. And few ideas are more inconsistent, and thus uncertain, than ESG — no matter how you brand it. – Stuart Kirk (FT) Though most of us want certainty, “achievement” comes from being “in … Continue reading

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The Mansion House reforms are the right things to do.

    A pensions expert queries why there are no letters in the Financial Times supporting Jeremy Hunt’s Mansion House Reforms. One answer is that the Chancellor of the Exchequer has a mandate given him by the Prime Minister, by … Continue reading

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Is that all there is? Nico and Darren see the Government run out of energy over VFM

  In this podcast, Darren and Nico finally run out of guests, energy and time. A listener asks them to keep the pod to an hour- it runs to 63 minutes. I reckon  there is no more than 10 minutes … Continue reading

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In pensions what matters is what you get – not what you’re promised.

  Thanks to the FT and Peter Nellist from Exeter for this excellent letter. You have put your finger on a crucial flaw in the Value for Money Framework. Pension fund fees must be reasonable and clear Moira O’Neill has … Continue reading

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