Monthly Archives: May 2023
Who’s ever heard of a gold-plated pension pot?
Many of us think of our retirement wealth in terms of the size of our pot. But as my friend Stephen Huppert reminds us, it’s the pension not the pot that allows you to sit in comfort. Well said that … Continue reading
The state of pension transfers
Every pension provider dreams of a system where pension pots flow to them as in the diagram above. This blog suggests that the flow of money is dependent on service not fees and that the winners are not those … Continue reading
Thinking the unthinkable for our PPF
What if the PPF was given an upgrade and used its massive financial strength to pay benefits at the levels members were promised from their original defined benefit pension scheme? This isn’t the thought of a random blogger but a … Continue reading
Has TPR become the insurer’s new trade body?
Over the bank holiday weekend, I’ve been blogging about the new orthodoxy, that buy-out of benefits is in the member’s best interests. Quietroom have published an article in Professional Pensions explaining how best to get this message across and … Continue reading
TPR’s new boss is proving a hit with staff – (and me)!
Below is one of three positive messages I got from people who listened to a staff briefing by Nausicaa Delfas , the new CEO of TPR. I have just listened to a great talk and Q&A by Nausicaa on her … Continue reading
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Quietroom – shouldn’t we be asking not telling members about being “bought out”?
Simon Grover of Quietroom has written an article about communicating buy-out to members (who are about to be bought out). It urges us not to forget the member, but suggests what the member thinks is an afterthought I am usually … Continue reading
The Coronation service – a statement about being in modern Britain
There were many people who didn’t bother with the Coronation full stop. A few misguided people wanted to use the occasion to pedal their views (“he’s not my king”) but by and large yesterday we came together and watched King … Continue reading
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“Nothing to see here” -TPR quietly publishes its 2022 stakeholder research.
The Pensions Regulator published in March its annual stakeholder research produced by Savanta ComRes which can be accessed from a link at the bottom of this blog. In this blog I argue that this document has been produced by TPR … Continue reading
In deadly earnest – Romi Savova on VFM
I have , rather heavy-handedly, objected to the trivialization of “retail” pension plans such as Pension Bee, painted as incapable of delivering value for money on Nico and Darren’s VFM podcasts. There is no place for such institutional hauteur , … Continue reading
Polls lie – votes don’t – why did we vote this way?
The people of England voted against the Conservatives on Thursday – they were unified in that. Those people were not so clear about the alternative, Labour picked up over 500 seats lost, the Liberals over 400 and the Greens close … Continue reading