Tag Archives: LCP

“Flex First – Fix Later” – can Webb and Boyle’s proposal work?

I will be chairing this session which is hard luck on Phil Boyle as I have a number of questions about his and Steve Webbs’ proposal and am sceptical the plan can work. Isn’t this a fees-fest for advisers? How … Continue reading

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Mothers – are you claiming your missing £millions?

Steve Webb gave his usual barn-storming performance at Pension PlayPen’s coffee morning yesterday. You can watch it here. He has uncovered another issue with the State Pension , this time concerning mothers who have not been properly credited with qualifying … Continue reading

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Combining pensions – what are Dan and Steve really up to?

  Dan Mikulskis and Steve Webb have teamed up to write a paper aimed at people considering combining their pension pots. They are writing for the kind of sophisticated consumer who knows their way around pensions and is thinking of … Continue reading

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Can pension projections make sense of our savings?

In a dignified article in the FT, Steve Webb  warns that the Financial Reporting Council’s plans to project pension returns based on how investments have done in the past comes with the real risk that ” the new statement figures … Continue reading

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The potential legacy of the pandemic on mortality

    By: Jonathan Pearson-Stuttard and Melissa Shaw COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence.   How does the pandemic impact mortality? The impact of COVID-19 on mortality can be broadly split into three categories: direct impacts; indirect … Continue reading

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Steve Webb’s real world where pensions are pensions.

Sometimes pension specialists need reminding of what matters to non specialists-what we call (with some embarrassment)  “real people”. That’s what Steve Webb did on Thursday, speaking to around 250 PMI members  assembled virtually and in person in the City. This … Continue reading

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If not us who? If not now -when? Let’s bring back pensions.

As someone who has priced drawdown and annuities I can tell you the NPV, RoE, RoC and DPP are far more attractive on drawdown and asset management than they were on Open Market annuities. Why else do you think there … Continue reading

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9 million pension savers marching down the hill!

Is Steve Webb, pension’s Grand old Duke of York.? Having marched us to the top of the hill and is he preparing to march us down again? LCP’s paper on how we spend our pension pot asks “is there a … Continue reading

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“Unfinished business” – Steve Webb’s pension freedom reset.

  Steve Webb is back, doing what he should be doing in a commercial pensions practice. He’s been busy finding ways to make the pension freedoms work, which must be a refreshing change from sorting out underpayments from the state … Continue reading

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Why pension tax-relief isn’t about income tax anymore.

I thought I had a reasonably good understanding of “cost of pension tax relief” stats (despite HMT’s reluctance to fill in the gaps by answering FoI requests). But I was shocked by new (to me) information on how these are … Continue reading

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