Monthly Archives: September 2025
A jolly walk around the bulk annuity garden.
Andy Smith It is good to get further interpretation of the FCA’s recent research into bulk purchased annuities. This from Andy Smith of Barnett Waddingham. Bulk annuity transaction sizes have changed dramatically in recent years, with the real growth story … Continue reading
Thomas Aubrey and Con Keating on why new towns should not be financed by Government Gilts
Thomas Aubrey and Con Keating have joined up to speak on plans to finance infrastructure. If you are interested in this subject, here is Thomas’ paper, we are looking forward to hearing from them on Tuesday 3oth September present ideas … Continue reading
Posted in pensions
5 Comments
Investment trusts need promotion not demotion from workplace pensions
No messing with the Lords – investment trusts need promotion not demotion. The Association of Investment Companies has again appealed to the government to amend its pension schemes bill in the House of Lords as time runs out to prevent … Continue reading
Good sense from TPR but is moderation enough in an uneasy time?
I like the Pensions Regulator when they are sensible , but I fear for them when there is a view in Britain that civil servants are doing us no good. In this article I give Robin Lloyd his voice but … Continue reading
Making nature an investment for our future (Rob Gardner)
A World Worth Living In 4,686 subscribers Subscribed The title is from a 27 year old (I know very well). This week I’ve spent some time with Rob Gardner in a WeWork we knew very well. The positive impact … Continue reading
Posted in pensions
Tagged Inrastructure, nature, Oysters, Pensions, Rob Gardner, West Yorkshire
3 Comments
FCA and HMRC “panic warnings” won’t stop people taking cash.
The Government should not make promises on how the state pension operates , or how income tax operates. It doesn’t tell us what it’s going to do with the taxation of pensions after all. The implementation of inheritance tax changes … Continue reading
Making nature an investment for our future (Rob Gardner)
A World Worth Living In 4,686 subscribers Subscribed The title is from a 27 year old (I know very well). This week I’ve spent some time with Rob Gardner in a WeWork we knew very well. The positive impact … Continue reading
Posted in pensions
Tagged Inrastructure, nature, Oysters, Pensions, Rob Gardner, West Yorkshire
Leave a comment
Jonathan Clements – a gentle and sensitive financial writer
I am sorry to hear that Jonathan Clements has died . I have read with some humility the obituary he has written for himself. It includes a couple of paragraphs about his schooldays, he hated where we went to, he … Continue reading
An ever more sophisticated annuity purchaser?
Mark Ormston is a superhero There is a great report from the FCA hiding behind Mark’s comments and you can check it out more easily using this link to the FCA website. Mark is modest for his firm , Retirement … Continue reading
Posted in pensions
Tagged annuity, Drawdown, Encashment, mark ormston, Pensions, retirement line, UFPLS
1 Comment
“Other people’s money” – The PPF’s shocking surplus
Al Meeks has posted this blog on Linked in I am pleased this question is being asked because there are many in my circle who think there is too much insurance and insufficient initiative. For many companies, buy-out is not … Continue reading