Monthly Archives: November 2021
£64bn reasons why your pension provider’s not tracking you
Everyone seems to be tracking me from Strada to my twitter followers. But does my pension money follow me when I move house – no it doesn’t! Unless you are with a new provider where you are in digital-touch, the … Continue reading
Posted in pensions
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Beware of premature inoculation
A word of warning for those (like me) who had their second jabs in May or June. The Government is telling us that from this morning we can book a booster, even if we aren’t 6 months away from our … Continue reading
We are not entitled to our lifestyles, we have to change!
I can afford to give up much of my lifestyle, because I’ve got a lot left over to cushion me – Barack Obama – COPS 26 – 08/11/21 I listened to BBC Radio 4’s documentary on the Nuremburg … Continue reading
Posted in advice gap, ESG
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20 questions we need to answer to make CDC mass-market
This is the first in a series of blogs which will address some of the questions being asked about CDC schemes. The 20 questions in this blog have been collated and addressed by Con Keating in the hope that we … Continue reading
Are we defaulting people into retirement heaven or retirement hell?
Two tweets dominated my social media yesterday. The first was from Alistair McQueen which drew excited comment for suggesting that we had lost the link between retirement and pension. No one is suggesting that you should, Henry, or that people … Continue reading
The NMPA is not normal , minimal or much to do with pensions.
Back in April 2010 when we moved from a minimum retirement age of 50 to 55 we were still in the “command” stage of pensions where Government made the rules and we did as we were told. We bought annuities … Continue reading
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De-risk or re-risk? Keating’s contractual accrual rate makes sense of DB.
There is a paradox besetting defined benefit pensions. The Pension Regulator’s proposed DB funding code insists schemes take risk off the table while the person TPR reports to , Guy Opperman is busy asking them to put it back on … Continue reading
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What’s John done? DC consolidation is shaken and stirred.
This blog is about the impact of the Treasury’s dramatic intervention yesterday in closing the door on transfers into schemes with protected minimum retirement ages of 55. For the detail read yestterday’s blog For now – confusion reigns. The DWP … Continue reading
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How has the Treasury’s poison pill hit your workplace pension?
Here is the announcement from the Treasury that will confound schemes whose rules protect members from increases to the minimum pension age beyond a member’s 55h birthday. Most transfers into such schemes are allowed and the deadline is backdated to … Continue reading
Posted in pensions
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