Monthly Archives: March 2026
A fudge on mandation to get a Pension Schemes Act? I don’t think so!
The FT are clear about mandation of commercial pension schemes to toe the line . The new word is “capped” which is tantamount to a fudge on mandation that will keep the ABI and all they command quiet. “Capped”, is … Continue reading
Posted in pensions
Tagged Clause 40, Pat McFadden, Pension schemes Act, Pensions Schemes Bill, Reeves, Steve Webb, Torsten Bell
1 Comment
I’m interested! What’s the impact of the Government’s pension changes on IFAs?
What is happening in the world of workplace pensions? While the IFA may be interested in wealth management, the Government has moved to get workplace pots that turn into pensions. There are two changes that they have introduced. The first … Continue reading
Getting money back from the tax man
I got in late the other night and checked my mail. There was an ominous brown envelope, the kind you get when they’re after you. I walked upstairs to my flat trembling and summoned up the courage to open it. … Continue reading
Good, bad or irrelevant? The impact of these pension changes on IFAs.
What is happening in the world of workplace pensions? While the IFA may be interested in wealth management, the Government has moved to get workplace pots that turn into pensions. There are two changes that they have introduced. The first … Continue reading
Your £50k pension surplus negotiable with your DB trustees and the boss!
Yesterday I sat through a day in the City listening to insurers talking about the safety of giving them your money while everyone else wanted to talk about what to do with the surplus funds not needed to pay the … Continue reading
Posted in pensions
Tagged BP, Jonathan Guthrie, pensioners, Pensions, Stagecoach, Surplus
3 Comments
Wealdstone a cracking club; Yeovil a cracking win!
It’s been hard work the past few weeks, what with launching the Pensions Mutual and dealing with all that comes with arranging a CDC scheme for employers and their staff. So when I haven’t been working, I’ve been willing on … Continue reading
Posted in pensions
Tagged #ytfc, Conference, Enterprise, National League, Wealdstone, Yeovil
2 Comments
UK Pension Schemes : Investing Overseas (didn’t in practice work!)
Jon Spain is a legend of our Government’s actuaries and one I have missed on this blog for some months. While Jon objects to HMG’s power grab on principle, he thought it would be interesting to look at how returns … Continue reading
Posted in pensions
3 Comments
David Walmsley – TPR “shaping the endgame”
David Walmsley kicked off an Endgame Conference organised by Professional Pensions More than half (54%) of schemes are in surplus on a full buy-out basis, three quarters are fully solvent. This is for TPR a new world. A new way … Continue reading
Pensions Schemes should be managed for pensioners, not as a business problem
This sounds likely a way of parking a lorry in a car park. It’s the wrong vehicle in the wrong place at the wrong time. Pension schemes may not be convenient for American parents but they are very important to … Continue reading
Apollo is on the ropes; its “PIC” pays a lot of our pensions, should we be worried?
I am off for a day discussing the “end game” at the City. I am given a promise about “Shaping the Path to Stronger Outcomes”, where we’ll explore the decisions shaping how schemes are executing the endgame. I’ll take part … Continue reading