Monthly Archives: August 2022

NHS shows our pension tax strategy is in a cul-de-sac.

Kat Lay’s article on NHS pensions in The Times yesterday has sent alarm bells ringing at the FT. Kat suggests that the rules around the Annual Allowance that have been flagged by the BMA for the past four years are … Continue reading

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COVID actuaries bring us August and august news!

                                                                                … Continue reading

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Wake up and smell the coffee – this is a savings crisis.

Two of my favorite journalists in agreement Absolutely this! https://t.co/mqAFsXwS2H — Josephine Cumbo (@JosephineCumbo) August 26, 2022 It is a disgrace that the Government is allowing an anxious nation no guidance other than the blandest of assurance that they will … Continue reading

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What we can do at work to help our colleagues with their cost of living

Johnny Timpson’s always got something positive to say. Whether it’s on my blog or on twitter or linked in , he’s on the button, thinking progressively. Today we get the reality check as we find out our latest energy cap … Continue reading

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Smart as you like – how a fintech start-up has created one of Britain’s great pension schemes.

I met with Jamie Fiveash, the CEO of the Smart master trust yesterday. Smart have gone places, specifically to their own Smart building at 136 George Street, overlooking the busy Edgware Road. When I arrived to have a look around, … Continue reading

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BRAVO! PLSA puts “cost of living” top of its Annual Conference agenda!

A few weeks ago , I wrote to the people organising the agenda for the PLSA’s annual conference in October, suggesting they include a session on how we as pension people can help those suffering from the cost of living … Continue reading

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I want to save for retirement but I can’t afford to pay

Should we be encouraging people not to pay their fuel bills in October- Martin Lewis told Robert Peston earlier in the month that we shouldn’t. “We are getting close to a poll tax moment on energy bills coming into October … Continue reading

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Are we tone deaf when we talk about pensions?

This blog accuses the majority of the pension industry of being “tone deaf” when talking to its customers. We are about to embark on a pension attention campaign, the messaging for which is “tone deaf”.  We are asking people to … Continue reading

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Out of my depth with some clever bastards!

Today’s Pension PlayPen lunch was much too good for me. “Pearls before swine” – is what I said to Antony Barker –  as feedback on his excellent presentation (and subsequent discussion). Here’s the kind of stuff that was on offer, … Continue reading

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Pensions are not immune from the cost of living crisis.

When wonks argue steep energy bills will make people use less electricity or gas, think of those whose energy use is not superfluous but critical to daily living. https://t.co/jJPTlEfASp — Josephine Cumbo (@JosephineCumbo) August 22, 2022 It’s not just policy … Continue reading

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