Today I took the unusual step (for me) of blocking and deleting John Adam of IM Consultants who trades through http://www.frozenpensions.co.uk and wants to unlock your pension to invest it in Brazilian rainforests and other investment scams.

The disclaimer on the website is a masterpiece of confusion that makes a mockery of honest advisers and their attempts to restore confidence in pensions

Frozenpension.co.uk is a trading style of I M Consultants Ltd a company registered in England and Wales (Co.08155708). Registered company address: Kemp House, 152 City Road, London, EC1V 2NX. Please be aware that I M Consultants Ltd are not regulated by the FCA and do not provide financial or tax advice. I M Consultants Ltd act as an introducer to companies who offer Financial Advice. Companies we use are authorised and regulated by the Financial Conduct Authority. I M Consultants Ltd is not authorised to give advice and we are not liable for any financial advice provided by or obtained through a third party. The information published by I M Consultants Ltd is for information purposes only. A SIPP or SSAS is a type of pension for people comfortable making their own investment decisions about their retirement. Investments go down in value as well as up so you could get back less than you invest. Currently the rules allow you to access your pension benefits at age 55. Taking benefits earlier than your normal retirement age will almost certainly reduce your pension income in retirement and is only suitable for a limited number of people and circumstances. This should not be seen as an easy option for raising cash.

The website is full of misinformation , on SIPPs, on transfer regulations and on the investment options being offered.

As well as investments in Brazilian rain forests, there are opportunities to destroy your wealth investing in “Legal loan accounts” and “Managed Forex accounts”.

That these guys are advertising themselves on Linked In in this way suggests that they think we will give them legitimacy.

Rest assured, Pension Play Pen does not give legitimacy to these scams and any other group owners or private individuals who come across this guy, his website or his non-regulated company should “block and delete” and send his profile and website details to the Pension Regulator and FCA.

It is not enough to call this stuff, someone else’s problem. We know damned well what these guys are up to. They are up to stealing people’s money and robbing them of a happy retirement. They can only be stopped if we all do our best to run them out of town.

We cannot rely on the Regulators to do this, we must be prepared to whistle blow and clean this place up. So please use social media as you can to make sure that crooks like John Adam do not get to people gullible enough to call his free numbers.