Tag Archives: UFPLS

An ever more sophisticated annuity purchaser?

Mark Ormston is a superhero There is a great report from the FCA hiding behind Mark’s comments and you can check it out more easily using this link to the FCA website. Mark is modest for  his firm , Retirement … Continue reading

Posted in pensions | Tagged , , , , , , | 1 Comment

Tax free cash? Taken advice? Panicking?

I find it hard to justify my blog pushing back on this work But I fear I’ll have to! First the phrase “still in work” applies to many people who have “retired”. Not many people say they’ve stopped working and … Continue reading

Posted in pensions | Tagged , , , , | 2 Comments

Three lessons from the FCA’s retirement income market data

My analysis of this data leads me to three behavioural insights People are concerned about “net cash” – not “gross before tax” People want control and ownership People prioritise today’s cashflow needs over a wage for life The data published … Continue reading

Posted in age wage | Tagged , , , , , , | 1 Comment