Monthly Archives: May 2025
UK businesses eager to put pension scheme surplus to work – Brightwell
I moan a lot about “salesmen” because almost all the selling in our business is by people like me. It’s too male and reliant on experience. So when a bright young female swims into view, I want to point her … Continue reading
The PPF miss out this time – but show no sign of giving up!
It is the last day of Spring and tomorrow will be summer. This is a morning to be optimistic and I am – that PPF will get to where it and many like me want it to be! I clicked … Continue reading
Kevin Hollister – “VFM is a good product for free!”
It was really good to hear Kevin Hollister explain Guiide on the VFM podcast this week. I don’t think that any guest of Nico and Darren has taken more of the podcast than Kevin does and he talks about what … Continue reading
Tom McPhail sees Pensions Reviewed , Billed and then Acted on.
Pension PlayPen regulars and those new to our coffee mornings, the meeting on Tuesday June 3rd at 10.30 should be in your diary. I will be continuing a conversation with Tom begun in a garden the evening before his first … Continue reading
“Contractual override” – the end for personal pensions?
The Pensions Investment Review opens with a section on “scale and consolidation” . I am sure it will get more attention when people take their eyes off the glamorous talk of intervention in investment. Much of the Pension Investment Review … Continue reading
Nationalisation or pension partnership?
This blog sides with the Government in its intentions for better pensions and a better Britain. I do not see the Pensions Investment Review as nationalisation but of partnership which brings the voice of silent tax-payers to the table. It … Continue reading
Tom McPhail; from Cat to Trustee and what a time to do it! FREE LINK INSIDE
Pension PlayPen regulars and those new to our coffee mornings, the meeting on Tuesday June 3rd at 10.30 should be in your diary. I will be continuing a conversation with Tom begun in a garden the evening before his first … Continue reading
This was not the end small companies wanted for their pension scheme
Here is the download Risk settlement is a polite phrase for “capitulation”. The schemes who have capitulated to insurance company buy-outs/ buy-in’s are small. This chart shows just how biased the market to small DB plans. The big schemes make … Continue reading
Pension investment review out today; Bill will include mandates – FT
The Treasury said today to the FT: “The government will take a reserve power in the Pension Schemes Bill to set binding asset allocation targets.” Officials confirmed this could include specific allocation targets for UK assets. UK investment compulsory ;mandate … Continue reading
Nonsense transfer values at record low while surpluses abound
How we value defined benefit pensions makes no sense to ordinary people. Normally you value something by the price that is placed on it. The prices of DB pensions have crashed since gilt yields started increasing in 2022, once the … Continue reading