Monthly Archives: March 2024
The Aladdin’s Cave of annuities
The tiny violins are being played furiously on the FT’s Lex column and they are being played for the shareholders of bulk annuity providers L&G and Just, whose share prices have flatlined despite a huge surge in their bulk annuity … Continue reading
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Mum – the under-rewarded household CEO.
It’s mother’s day. I’ve just got over Valentines and International Women’s Day. All my days! My Mum is still around but she doesn’t like being talked about on my blog. I of course lover her to bits and she’s … Continue reading
Pension SuperHaven – an update for those wanting a DB pension.
For those who promote workplace saving but not workplace pensions- look away. This blog is about turning savings into DB pensions. Go for it Simon, Pension SuperHaven will be happy to oblige https://t.co/FyYuBssQOp — Henry Tapper (@henryhtapper) March 9, 2024 … Continue reading
In defence of rich pensioners
I really like Nic Millar for her social media – I don’t know her otherwise but I like the way she challenges the idea that pensioners are hard-up , vulnerable and in need of Government hand outs. Why it’s … Continue reading
Virgin Money and Mattioli Woods find new stewards
There were two deals in UK financial services last week that caught my eye, both involve “non workplace pensions” as the FCA like to call wealth management using pension tax incentives to wrap client’s money for retirement. The first was … Continue reading
How men create a false narrative about women and pensions.
This is more of marketing’s capture of women’s issues; men driving the debate to link products to sexual politics. It’s patriarchal, patronising and contemptible. The debate on equality is not going to be solved by the financial services industry and … Continue reading
David Robbins on how we know nothing’s happening on auto-enrolment
Pension PlayPen Post budget “blues” & will Schemes/Savers “Buy British”? Tuesday 12 March at 10.30am Next week, we will be joined by WTW Towers Watson’s David Robbins to discuss the Budget including its proposed successes (and its failures)! Will … Continue reading
What’s happened to equity release?
Viewers of daytime TV are assailed with three types of advert – cruises for the confident, funeral plans for the morbid and lifetime mortgages for the skint. Older people watch a lot of TV in the daytime. Funeral plans … Continue reading
National insurance and the funding of the state pension
There are plenty of people, especially young people, who don’t believe they will get the state pension. We all vaguely recognise a link between national insurance and pensions, so when people hear the Chancellor say he wants to scrap national … Continue reading
2024 v 2021 – Are the market gains we are enjoying permanent?
Like a lot of veteran savers who’ve opted out of their workplace pension defaults, my pot is invested in equities and primarily in US equities. My pot is fossil fuel free and has done very nicely over the past five … Continue reading