Monthly Archives: March 2025
Remember “our children below” – a Scottish respect for death.
I have the help of the Friends of Innerpeffray who talk made about the Scottish stern Calvinistic religious temper. This is a fine remembrance of children taken from the Drummond family in the 17th century. There is not a lot … Continue reading
Independent Advice gets a bad deal out of the Spring Statement
Thanks to John for this excellent breakdown of the Government’s position , from the independent adviser’s point of view. HMRC Crackdown on SIPP and SSAS did not get a mention as far as I can see but it is another … Continue reading
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The insurance takeover of UK pension consultancy
Barnett Waddingham , one of the few independent pension consultants is independent no longer, it is owned by Howden, an American insurance broker, In recent months, Gallagher has swallowed up Redington having swallowed Buck before. Alexander Forbes had been bought … Continue reading
A win in the cells of a spreadsheet- Reeves March 2025
In my recent blog on the Spring Statement I expected Rachel Reeves to be as boring as a Chancellor can be in a major statement. Rachel Reeves succeeded. What we had was what the BBC political team called “a win … Continue reading
“Spring Statement” fears from pension consultants
Here are some thoughts from the policy guys at insurance and SIPP offices together with some random thoughts from actuarial consultancies, Hymans and LCP. Well done to Professional Pensions for bringing this together but Insurer Aegon considers the state pension … Continue reading
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Pension Tax Rule Cutting NHS Capacity
There are places in our tax system where pensions have become a menace, this article demonstrates the difficulties it is presenting those in the NHS who do too much work to make pensions pay
Paying people a value for money pension to last them a lifetime.
This is a great post from Adrian Boulding in response to my blog yesterday “Help me with our pension..” This story can be better understood if we segment the market into three tiers. Those with £1m in a top end … Continue reading
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Ian Beestin to cheer up sad politicians this morning!
Is Rachel Reeves looking a bit like this Prime Minister at the thought of tomorrow? Well perhaps she should come to the Pension PlayPen for a joyful morning. I’ve had a lot of fun recently from Ian Beestin both … Continue reading
“Help me with my pension!” say 84% of would be pensioners (shock)!
I don’t get it. What does this statement from the very good Jonathan Hawkins mean? Providers don’t need to deliver “outcome based models“, people want pensions. Jonathan was speaking at PASA’s conference, I wasn’t there and I have Jasmine Urquhart … Continue reading
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Work in later life; a lesson from bus-drivers
Yesterday I asked whether the American trend towards buying longevity would arrive in the UK. This blog incorporates the thinking of people who consider work and building pensions an antidote to the lethargy of early retirement. I am glad to … Continue reading
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