Monthly Archives: December 2022
Eversheds swings behind retail CDC
Michael Jones is a Pensions Partner at Sutherlands Eversheds. Yesterday he published on linked in an article first published in Professional Pensions: CDC in decumulation – five key strategic areas for focus (professionalpensions.com) The importance of one of … Continue reading
HSBC tells us the problem – CDC gives us the solution.
The HSBC master trust has teemed up with Andrew Clare of Bayes Business School and Hymans Robertson to produce a report that tells us we currently have no good way of turning the pots we build up through auto-enrolment … Continue reading
Turning Pensions Upside Down – Richard Wilson’s coffee morning
This may be a spoiler , but the discussion Richard wants to have is around these three points If these issues matter to you , whether you’re a pensions professional or not, you are very welcome to join us. … Continue reading
For those who want to make pensions sexy to Gen Z and young millennials…
Where do young people invest? This article tells you what the smart grad about town, has been doing with the spare cash which we want to attract to long-term saving for retirement. Thanks to Ethan Wu of Unhedged Sign up … Continue reading
Is the PPF overfunded or under-invested?
The PPF has published its Purple book – rolled out to an audience of 250 anonymous aficionados at a Pension Expert event this week. It revealed DB schemes in rude health with reserves well up and a funding ration at … Continue reading
Dashboards and simplified advice are peas in a pod.
Pension dashboards will be secure digital interfaces that allow consumers to find their pensions and to view basic information about them. Pension dashboard services will also help reconnect savers with lost pots, benefitting both individuals and the pensions industry. (CP22/25: … Continue reading
Where will you be next Tuesday afternoon?
I’ll be online at the Accelerating DB endgame between 13.50 and 17.50 and here’s why. To me, the attraction of events like this is that they give you the chance to ask questions of people who are genuinely in a … Continue reading
The dangers of gerontocracy – the advantages of retirement.
We all say things we shouldn’t and live to regret it. Many young people will have to live with their social media posts for decades to come (like digital tattoos). But it’s seldom recognised that older people are also more … Continue reading
How LDI turned small DB schemes into “vulnerable customers”.
This blog provides new information to those who are under the impression that leveraged LDI was only used by large pension schemes. It also looks at the guidance that TPR is issuing to all schemes using LDI – showing … Continue reading