Monthly Archives: May 2025
The FCA tell us how far DC “pots” are from being pensions (pt 1)
At 162 slides, the FCA’s Financial Lives survey of the nation’s understanding of private pensions is a phenomenal publication. It’s the document that was mainly researched this time last year from ordinary people, not those put forward by insurers, advisers … Continue reading
The Great Escape from Eurovision
This morning is easy, I am in hospital trying to get my bladder working , hoping not to be relying on plastic tubes. This afternoon could go one of two ways. One keeps me in University Hospital , the other … Continue reading
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People with no money still count – work from the FCA and comment from Timpson
One in 10 people in Britain have zero savings, FCA says Thanks to Reuters and Johnny Timpson. One in 10 people in Britain have zero cash savings to draw on in an emergency, according to figures published on Friday by … Continue reading
Sir Nick Lyons and Amelia Henning; where pension money is needed
Between 10.30 am and 11.00 am on Tuesday 20th May (next) Nick Lyons will be explaining the opportunity open to those providing retirement benefits to invest in underfunded British companies. Between 11.00 am and 11.30am I have asked Amelia … Continue reading
Messing with people’s Defined Benefits does not end well
I have been lying awake worrying about several pensions I know that are in an “end-game” that will lead them to firstly buy-in of annuities and then “buy-out” of the scheme by an insurance company with a “buy-out”. Such is … Continue reading
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Who’s covered by HMT’s “backstop”? A chance to discuss.
The Government is making it clear that it will not tolerate any more back-sliding out of the Accord for the 17 who’ve signed up. This from the FT Treasury officials confirmed that a new pension schemes bill, expected in the … Continue reading
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PPI and TPR get stuck in the “freedom from pension” rut!
The PPI, encouraged to do so by the PPF, have brought to the pension industry’s attention the failings of pension freedoms in helping people get pensions. You can download a copy here. As always with the PPI, data is researched … Continue reading
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BP pensioners speak up for themselves
Discussions on the rights to company pensions are typically between regulators, employers and trustees. Those for whom the pension schemes are for, are seldom heard. But at BP (and Shell) members drawing pensions or about to, have made it their … Continue reading
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Vote for Bobby Riddaway here!
We need some of Bobby’s uplifting spirit winning European Pension’s personality of the year which he is already shortlisted to! You can read all about his achievement and vote for him using the link below – “vote Bobby the Riddle … Continue reading
We need to stop moaning and start investing “what’s not to like”?
The investment value of pensions isn’t “workplace” – the estate’s much bigger! We are blind to the numbers if we think that we can rebalance the annuity by creating an accord of master trusts. This excellent work by Corporate Adviser … Continue reading
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