Monthly Archives: March 2024

David Robbins on how we know nothing’s happening on auto-enrolment

  Pension PlayPen Post budget “blues” & will Schemes/Savers “Buy British”? Tuesday 12 March at 10.30am Next week, we will be joined by WTW Towers Watson’s David Robbins to discuss the Budget including its proposed successes (and its failures)! Will … Continue reading

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What’s happened to equity release?

  Viewers of daytime TV are assailed with three types of advert – cruises for the confident, funeral plans for the morbid and lifetime mortgages for the skint. Older people watch a lot of TV in the daytime. Funeral plans … Continue reading

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National insurance and the funding of the state pension

There are plenty of people, especially young people, who don’t believe they will get the state pension. We all vaguely recognise a link between national insurance and pensions, so when people hear the Chancellor say he wants to scrap national … Continue reading

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2024 v 2021 – Are the market gains we are enjoying permanent?

Like a lot of veteran savers who’ve opted out of their workplace pension defaults, my pot is invested in equities and primarily in US equities. My pot is fossil fuel free and has done very nicely over the past five … Continue reading

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AE reforms; what the budget didn’t say about pensions

I am sure that if the ABI and PLSA had written the budget , the implementation of the 2017 AE reforms, (the ones that hike up personal contributions for those on low incomes). would have been a headline item. But … Continue reading

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The budget’s NI cut’s a throttle on salary sacrifice.

  “Pension schemes will not thank Mr Hunt for his announcements today. Their responsibility must be to their members, not changing with the winds of government policy or party. But with other changes on the horizon and regulatory pressure coming … Continue reading

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Cohen and Scoffin on the freehold rip-off that costs leaseholders and renters dear.

At one of my favorite Playpen coffee morning’s ever, Norma Cohen and Harry Scoffin delivered a fabulous Q&A on the issues surrounding freehold and leaseholds – especially as they touch pensions. If you couldn’t watch live, – watch the video … Continue reading

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People’s “strategic overhaul” of its fund is underwhelming

              I’m not sure what is going on at People’s Partnership or People’s Pension. Will someone explain what the people are getting? It doesn’t look like a partnership or a pension right now. At … Continue reading

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Something good coming out of City of London (shock)

I found myself last night, talking to a group of investment experts at the Investment Association, a place I had never expected to be admitted to – let alone welcomed to – following the long arguments of the last decade … Continue reading

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We have to earn our tax cuts

  Earnings come from work – productive work. Earning pay for things – they provide us with the means to pay household bills and the nation to meet its obligations to its citizens. This week we saw one major council … Continue reading

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