The foundational social contract of UK pensions was established under a clear compact: Exempt-Exempt-Taxed (EET). Savers agreed to sacrifice current…
We have to remember that from society's point of view, DC pension pots are the most inefficient way of providing…
[…] Yesterday morning I posted the Times article deriding “the guarantee of pensions for all”… […]
Crypto Scam Victim Guide: What to Do After You Have Been Scammed Cryptocurrency scams can happen through fake investment platforms,…
Monthly Archives: January 2022
Extension of Auto Enrolment Bill will get second reading on Feb 25th
There was a lot of noise yesterday about this announcement. This blog follows up on what happened in parliament and concludes that while the Bill is doomed to be lost in the wash-up, it serves a useful purpose. AE is … Continue reading
Stupidity knows its own face; – why we tolerate anti-vaxxers
https://t.co/RT71pxuvR4 — Henry Tapper (@henryhtapper) January 6, 2022 As I write Novak (Novax) Djokovic is appealing against being denied entry into Australia following controversy over his COVID-19 vaccine exemption to play at the Australian Open. Whatever the outcome of Novax’s … Continue reading
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Dead pools and blind allies; capital will always stand behind private pensions
I riffed on Tontines here a dozen years ago https://t.co/HRWCp4zNB8 From 2010 my @ISRS_UCL action research has covered mutual legal designs of modern scalable risk, cost, surplus & production sharing agreements. Trust Law is very far from modern: we can … Continue reading
Tell it straight mate! – Pension engagement in Straya!
My Christmas stocking bulged with goodies from down under, not least, this tweet from our #1 Aussie journo. More than 1 million Australians have checked a new online comparison tool to check whether their Superannuation retirement accounts are under-performing. https://t.co/2zv9j344ee … Continue reading
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Two Great Minds – a guest post by Stefan Lundbergh
Two Great Minds This blog -published on January 4, 2022 – picks up on a series of virtual events organised by Stefan. You can learn more about these virtual event and register here: http://www.pioneeringpensions.com. The conversations with Zvi and Don … Continue reading
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A plea for LFTs to return to chemist’s shelves!
We ran out of Later Flow Tests before Christmas. I toured the chemists and the vaccination centers in the City to get another box. I was advised to go online to order, but that service doesn’t appear to be working. … Continue reading
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Managing pensions to pay benefits or fund managers?
Two articles appeared in the FT at the end of last year that have given me food for thought. They’ve helped me sharpen my focus on this blog’s purpose as we go back to work today. There is a simple … Continue reading
“Retire from work, not from a pay-cheque?” Will BlackRock offer a wage for life?
As DC retirement savings plans mature they present those who save, those who look after their savings and regulators with the same challenge- “how to turn pots to pensions”. The way in which different countries save for retirement is pretty … Continue reading
Whatever happened to the managers of the steelworker’s SIPPs?
This morning I had the chance to praise Hargreaves Lansdown for innovative work helping self-invested pension policyholders understand the risk they take in their portfolios. SIPPs can and do offer those who want to self-invest , the opportunity to … Continue reading
Are SIPPs to be trusted?
We don’t need no education I am no fan of the phrase “financial education” even less “thought control”. When financial experts turn teachers and start treat their customers as children, alarm bells should be ringing. They are clearly ringing at … Continue reading
Dear all, Regarding the potential acquisition of the "Lady Lucy" for £75,000, I have set down some initial thoughts on…