This is a telling post . It chimes with much that I have written. Retirement CDC is a good patch to a broken model. Why wait for what you can get better today?
A note on players mentioned in this excellent note.
Collective Pensions (CDC) is being built today by more than TPT.
There are challengers on the way. They including Pensions Mutual. I say that with some authority – I am one of two founders . I lead the Proprietor and Stella Eastwood is CEO of the scheme.
A hat needs also to be tipped by another challenger, Arboreum (Collective Pensions) run by Adrian Boulding and Ben Fowler.
I say this as we do not occupy an abstract space as thinkers and commentators – we put our time and money where our conviction is ;- to create an UMES CDC as a Collective Pension. To create an alternative to a DC workplace pension.