I was interested in this conversation between Muntazir (Monty) Hadadi and a number of established DC faces.

There is clearly going to be a lot of pressure from unions and other member groups to get the better pensions that are available from CDC.

This being the case, can good single occupational DC schemes be replicated in a multi-employer CDC scheme environment? That comes down to questions of sectionalisation and perhaps of ownership of the CDC itself.

I’d like to think that the driver for good governance should best member outcomes so the question to schemes such as Monty’s is whether the DC plan can provide returns somewhere close to those of a CDC scheme.

My guess is that bus drivers would prefer deferred pay than a pot of wealth!

That Monty , his team and his scheme are doing well cannot be denied, but could they do better in 2027 with CDC?